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Yeah, the locking part with WF is somewhat annoying. I hadn't seriously considered Citi, so I'll dig a bit deeper there. I am not going with BoA either, because a couple of my friends have had horrible experiences and their rates don't seem to be very competitive.

I'm in Singapore, and I'm looking for a quality but not to terribly expensive coffee maker to use when guests come over. Any suggestions?

Does anyone have feedback on how durable Mac laptops are if you're backpacking? I'm not as concerned with features as I am with weight, battery duration and durability.

Any recommendations for refi in Washington state? I'm looking at Chase and Wells Fargo now, but not extremely happy with either.

Interesting. I have lots of free time at work or in meetings and an iPad... I'll have to check it out.

Thanks for the post, I will definitely be checking it out. I miss the UO days.