Search results

Some people will believe anything. They're wrong, though. Returns scale negatively with expenses for mutual funds. And perhaps positively (this may not be a statistically significant trend) but still not enough to make up costs for ETFs. Most people don't invest at all. Most of those who...

People who don't pay attention, blindly take advice from advisors not fully performing fiduciary duties, or who are stuck in 401k's, etc, with fund choices set up by assholes. Essentially every study says normal investors achieve the best returns by choosing standard index funds with the lowest...

My uncle's sailboat has a sign in the cabin that reads, "A boat is a hole in the ocean... into which you throw money."

How important is the seasonal content?

Thanks man, that helps a bunch. I appreciate the effort of the writeup.

Anyone have general advice for how to get started on this game as a new player? I've seen various guides, but they don't give a lot of context on how one is supposed to build a character. I've been doing missions as I see them in the quest log (despite that the game keeps suggesting dungeons to...

You are not fucking kidding. I picked up the free offering on the Epic store and gave it a spin. Once you get out of the tutorial mission it's just a light show of dozens choices with shit flashing up at you full of terms, item/currency, and systems you have no context for. I read a third party...

Crazy at work, even.

These days, pretty much yes as the base for general long-term investing. Small cap sucks per Blazin's explanation, international sucks. Bonds only if you're looking to lower volatility at the expense of returns.

My family's go-to for 60 years.

My wife asked for a vacuum and it's what she actually wanted! Unfortunately, it was for me to use...

I don't think it's as clear-cut as that. The current state of understanding is not definitive and muddied by the vagaries and limitations of the studies. tldr; "The inconsistencies in the literature are synopsized by trials in sucralose: one study reported higher blood glucose levels, one study...

I don't think the trades themselves would be information that would help doxxing, rather that they could be incentive for singling someone out. This already happened a couple weeks ago in the housing thread, admittedly as a PSA to discourage people from posting pictures of their houses...

Even better, applied projects. In my experience on both the writing and grading end of essays, they mostly measure your ability to generate well-structured academic prose. That's not without value, but it's not exactly the same thing as demonstrating durable subject matter understanding and...

Whatever we define "smarter" to be, modern people are almost certainly more so than their 1900 counterparts just on the basis of nutrition and medicine. Human genetics simply can't change that much in 3-4 generations. What we're really arguing about is education, and the fact that the average...

Better educated, at least. But because mid/upper education tiers now have vastly larger participant populations the bottom of the distribution is much more visible. I don't think the average human intelligence has changed much over the last 100 years.

Question is ambiguously phrased as to whether it wants relative or absolute risk by color. With those incident rates a given red dog is more likely to bite than a given blue dog, but with that population distribution someone walking into this guy's canine compound is more likely to be bitten by...

Most of us are looking at at least one more asset doubling before we retire, if not two, assuming average historical returns. Extra income saved now will definitely move the needle, if maybe not be life-transforming. As you say, saving EARLY is at least as big a lever as increasing savings or...

Sorry, I thought you were making a different point. My bad. Edit: I guess I find the average performance of students less important than the average performance of the total age cohort.

I'm not sure that data says what you think it says. In 1900, 89% of children didn't go to high school and less than 11% graduated. My and Sanrith's anecdotes notwithstanding, the bias here which we don't have information to sort out is that circa 1900 the average kid wasn't educated AT ALL...

My dad taught a graduate business program at U. Nebraska for a while. He had students he was 99% sure that they couldn't read, and were either failed upwards or cheated their entire educational career.

Apparently this guy got a standing ovation from Paco de Lucia. I believe it.

Unless you think the Indians are in on the gag, their lunar orbiter from a few years ago already took pics good enough to resolve the Apollo lander.

That's hilarious.

My wife hates fans, and she wins.