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If you intend to actually finance a car absolutely do not do this. If you can pay it off in full, why not? Finagle the best sales price, with the premise of signing a 90 month loan. Then pay it off in a lump sum. The only caveat is making sure there aren't any early pay off limitations.

Fucking DONT DO THIS!! If you can afford the car outright, buy it with financing and then pay it off. You can avoid interest, but still have an open and closed account in good standing for a significant amount of money depending on the car value. Hell, you might even save money. Dealerships make...

Yeah, I'm not advocating for you to open 20 credit cards. I have 5 big bank cashback credit cards, 3 store cards, and a card from my credit union.

I see you guys talking about Points and Miles, if I cared and focused I'm sure I'd get a better return with those. Personally I am all about cashback cards. In the past 10 years I've probably accrued 5k in cashback across numerous cards, all with 0% APR. Every 15-18 months I sign up for a new...

On a 460,000 house with 5% down, the PMI is on 437,000, at .5% that's 182 per month.

I can't imagine you'll see rates much lower than they currently are. So if you do fixed, you've locked that in for 30yrs. Versus ARM with little chance of the rate adjusting down, and all the likelihood of it going up. No PMI is definitely nice, but would you be putting that PMI money into...

Craigslist is dead, especially for low end stuff because you have to pay to post. Facebook Marketplace for a cheap car.

My MSP I started at in March has hired 5 people since I started. I'm at 60 days tomorrow, whew bennies kick in! IT has been full steam ahead. Almost all of our customers have had limited contraction or slowing of their businesses, outside of going remote.

Really illustrates how shit EA is with Battlefield the way Infinity Ward has gone about getting the cheating issue under control. This is my first COD game and its gonna be hard to go back to BF the way things are going.

Went to a Wendy's on Saturday. No beef products for sale.

IBC Black Cherry all the way.

You are, ya faggot!

Anyone who doesn't believe "The Dinner Party" is one of the best half hours of television ever made can go jump off a bridge.

I agree, I think BoB and WWII media in general gets to coast on the black and white nature of that war. The Axis was pure evil and needed to be stopped at all costs, total war. The difficult nature of Iraq 2 and the idea of invading followed by nation building is so much more nuanced. The...

Who played himself. I love this series so much, I watch once every 2yrs or so.

.01%? Are you talking savings rates? Please tell me you arent using a crap bank savings account versus a high yield 1.5%+ account!

When I first played DH with that card I was only using it on minions, because there's no way they would let it hit face, until I played the mirror and they went to face with it. HOLY SHIT that card is stupid.

My Dad grew up in West Islip, he peaced out on that shit for college, never to return. Going down to see my grandmother the endless sprawl just always amazed me.

I thought we were an exporter of Oil since last year. Excluding Canada imports.

And that really becomes the big issue. As manufacturing has gone overseas and been replaced by service jobs the question of essential versus non-essential really highlights how superfluous a lot of American jobs are. I don't mean to lessen the economic impact of losing them, but we really need...

Sadly American's h

That is NEW claims per week. A single week spike isnt important, its the area under the graph that matters. If you look at the 2008 recession there were many weeks over 400-500k for a sustained period. We need to watch this over the next few weeks to see the real scale. That initial super spike...

It's pretty shit, but BF destructable environments was pretty amazing for a BR.

If Battlefield did a fleshed out BR in modern world with destructability it would be awesome, but for now, Firestorm ain't it dog. It felt like too much of an afterthought and they've done dick to support it since first launched.

Opinions on the Schiit Fulla vs the Magni/Modi stack? I'm running Sennheiser 598 Opens, feel like the MM combo would be overkill unless I moved up to 600 series Sennheiser's.

Yeah owner verified it.

New job I started yesterday had purchased a pair of the stand up sanitizing stations a few weeks ago, but they "fell off the truck" and never arrived. It's IT so the office isn't closing, but all employees are given free reign to stay home if they need/want to.

I feel like all Congressman, Senators and the President should be forced to move their stock portfolios into in a special ETF while in office that matches the S&P and they can only withdraw once out of office. Cuz that bullshit is insider trading. If they improve the economy they win like...

Pretty much. It may work better now that the government response is more unified. Last week when Trump was still touting that this was no big deal, while simultaneously rates were being cut, that did not bode confidence in the government being on the same page.

Higher population won't have an effect unless it reaches saturation and plateaus.

Shit so you need to stand back 6ft 2.5", that's rough.

They started fucking themselves with the rate cuts back in Sept when everything was fine. Healthy economy is when you raise rates, not cut them out of fear of a slowdown 10 years into the longest bull market in history. Now they've gone and blow their whole load going from 2% to 0% in less than...

As of last week my Mortgage Broker said he could get me in at 3.5%, with 3% down. Can't wait to call him tomorrow and see if that has changed.

I got into AMD at ~13 back in 2017, got out last week at 44.18, cant complain in the big scheme of things.

That's what I have, I handed off my 518's to the GF's PC. The extended listening on the 500 series Senn's is so good, they're lightweight with great sound. Effortless 10+ hrs sessions. This is all on the onboard audio in "headphone mode." Next step is the schiit stack some day.

https://redneck.bank/ Note: This is a legit FDIC bank.

I always took your for more of a FAGottini kind of guy! <3

I would argue last week was panic selling. This week is driven more by the the Saudi Russia oil fight, as the first signifier of markets being hit by the slowdown in China

Yeah it'd have to be a long-con, if there's a larger economic downturn that we we're kind of due for anyway, Corona just accelerated it. Cruisies and other luxuries take a big hit. One of the companies I do IT work for makes fancy grills for boats, post 2009 they didn't really rebound until 2013...