In most cases they are just looking for a settlement. Companies tend to be VERY litigation adverse unless they feel like they have an opportunity to make good case law, so they are more then willing to toss some dollars the person's way if it makes them go away.
Your insurance company kept you from getting sued directly lost the case in court/settled which is the same thing. Down side is they canceled your policy which hurts when trying to get new insurance on the cheap. She likely got around 3K in her pocket after lawyer took the rest. If above is all 100% true then not sure why your company didn't bring it before a judge, seems like an easy win as broken bones show up day one on the ER bill.
That type of accident will make zero difference, mileage is the number one thing that effects value. Sell it to carmax when you go to sell it. I don't know all the states but KY is the only state I know of that actually has diminished value laws.
First buy a smart car, then over dose on viagra so you dick is so hard it makes rocks look like baked noodles. Then get up to speed, this may take a while being in a smart car, can pass the time watching asian ass porn on your phone this also helps to ensure you reach that solid state. Keep driving until you see another smart car heading you way, swerve at the last second and smash directly into the front of the other rolling coffin. If you live I promise you your dick and balls will always be in the correct position.
A simple "no, fuck you" would have done just fine.
No fun in that, besides no offense taken to your shenanigans, mine were just a little evil and sad, not like your shenanigans which are fun and happy.
Texas does too, I got rear ended last year and got $5k in diminished value on a $4k claim because the whole rear of the car needed to be painted. Although maybe its because I'm a lawyer and they don't fuck with me.
This is bullshit, if people are getting hurt/killed in general there's another part to the formula which is "lost goodwill". You see car companies doing economically bad recalls all the time.
Not a bash but unless you are a personal injury attorney we don't care, even if you are all that means is we get to explain less so win win.Texas does too, I got rear ended last year and got $5k in diminished value on a $4k claim because the whole rear of the car needed to be painted. Although maybe its because I'm a lawyer and they don't fuck with me.
Long time lurker on FoH and now here.....I adjust auto claims here in KY and we have no state DOV laws. The company I work for will honor DOV claims but we follow Georgia's state DOV laws. DOV sucks for the customer because all of the research has to be done by the customer and believe me it is not worth the time gathering the information the insurance company requests. 90% of the time it is near impossible to prove the value was diminished unless the shop did a terrible job and even then we allow the customer to choose the shop so if we pay them to do proper work, and they botch it, then that is between them and the customer that chose them. As an aside, if you are reading this thread and thinking about becoming an adjuster, don't do it. It is a soul sucking job.
this is what the judge told me when I took a one legged redneck to court for hitting me... Didn't help he knew the hick cops that did the ticketing...
