game is fine if you are casual. if you play 1-2 hours a day, you can pug one AK or WP a day and not even hit weekly caps and slowly build up gear. You aren't going to be raiding coil until 2.1, so just take your time and enjoy. AK is eminently puggable and takes around an hour to clear, fine for casual playtime. Your goals are leveling all the jobs/profs you want to 50, building your relic weapon on whichever classes you want, slowly building up your T2/AF+1 gear, and farming gil for housing. The biggest challenge you will have is doing HM Titan, but just have to do it once per relic weapon.
2.1's real raid, 24 man crystal tower, will be duty finderable so it should be much more puggable and just the fact that its 24 man will mean guilds will have to be bigger in their raid teams. The 8 man coil right now is just a sop to keep a few hardcore around, but realistically most will long have moved on before 2.1 comes out.