My own rant about the Banks:
Being in a job where I see a lot of Credit Scores all the time, 1 in 5 people have extremely poor credit, and the average credit score is 630 (US statistics). 630 being just above the border for getting a relatively good interest rate, much less a few points lower and they wont even get financed. I just find it hard to believe that the shit isnt going to hit the fan in the years ahead.
Its easy to blame people for being lazy etc. but the amount of people I run into that are just really shitty people is minuscule. People that lost their jobs, or had businesses that went under within the last 6-7 years seem to have an overwhelming presence. Mostly caused due to the economic bull shit that was in 2008/2009, which was caused... by the banks.. Now the banks are wanting higher credit scores for good interest rates? So now the banks are making even more money off of your average person? The shit just doesnt seem right. It all adds up and the best people can do about it is protest? Goldman Sachs, Bank of America etc. all big contributors to politicians.