They also have american century or something with 20 options and kinda a lot to look at. I just knew everyone likes vanguard. I had a targeted date with my old 401k, basically did the same thing I'm going for start high stocks and nearing retirement transition into safe less rewarding stuff.
The vanguards are like Lifetime: Earnings, conservative growth, moderate growth, growth.
Other than taking the 12% matching and running w/ that, I imagine anything further I should do would be paying down my property. A few years into a mortgage now but we'll be trying to buy some land and build/put prefab down or possibly find a suitable house in the boonies. Figure that would be a good time to pay down faster and get the big savings I'm always told that is over life of loan.