Hey guys, was hoping someone has tips for how to make a home insurance company pay for damages.
Long story short, I have a rental home which has been rented out to a tenant for the past 2 years. They recently moved out and when inspecting the home I found a few areas in the ceiling that have a little water damage that was not there originally.
The sheet rock in the ceiling will need to be cut and replaced (not a big deal), but I suspect the roof also needs to be replaced as it is about 12 years old. I guess it's possible the damage could also be caused from a leaking pipe, i'm not 100% sure.
Anyone know the best way to file a claim and make this happen? I don't know the root cause of it, but my policy doesn't cover basic 'wear and tear' type repairs. Not sure if this actually is from wear and tear, but I'm sure the insurance company will claim that so they don't have to pay anything.
Thanks,
Long story short, I have a rental home which has been rented out to a tenant for the past 2 years. They recently moved out and when inspecting the home I found a few areas in the ceiling that have a little water damage that was not there originally.
The sheet rock in the ceiling will need to be cut and replaced (not a big deal), but I suspect the roof also needs to be replaced as it is about 12 years old. I guess it's possible the damage could also be caused from a leaking pipe, i'm not 100% sure.
Anyone know the best way to file a claim and make this happen? I don't know the root cause of it, but my policy doesn't cover basic 'wear and tear' type repairs. Not sure if this actually is from wear and tear, but I'm sure the insurance company will claim that so they don't have to pay anything.
Thanks,
- 1