when rich people say they aren't making their kids trust funds babbies, they don't mean they are leaving their kids penniless. their kids will still have comfortable trust funds that draw down $0.5-5m/year, which is more than enough money to live a normal life if the kid turns out to be a useless fuckwit. what they mean is the bulk of their money is going to charity, so the kid won't have enough money to be able to do truly fucked up Middle Eastern Sheiks level of shit.
think "the kid will be arrested development rich" vs "the kid will be richie rich rich"