Yeah. The curse on Subaru is doesn't seem to be about putting him in danger, outside of tormenting him mentally. If he weren't a fuckin' 'tard, none of this would torment him at all. Fuck something up, die, fix it, repeat. He's got the ultimate get out of jail free card and he refuses to use it. Ok cool, dying is scary, but within the confines of this story you need to recognize that death should mean nothing to him. There is no indication that the next death will be his last and he has no reason to believe it will be. Hell, after all of this trauma he should be welcoming an end.