No.Further inland is there ever even actually damage?
No.
I was explaining this to a friend who called today form NY to check in on us. I told him it was a non-event because it actually hit about 100+ miles north of us. He replied but its hitting the whole state. I had to tell him the actually heavy damage is from flooding if you live on the water of that 20-30 mile area where the eye makes direct impact. He had no idea the hurricane winds didnt cover the entire state.
Hurricanes are the price one pays for living right on the water.
People look at images like this and don’t bother looking at the key. The little brown spec under the X is the hurricane. The orange blob is a tropical storm.No.
I was explaining this to a friend who called today form NY to check in on us. I told him it was a non-event because it actually hit about 100+ miles north of us. He replied but its hitting the whole state. I had to tell him the actually heavy damage is from flooding if you live on the water of that 20-30 mile area where the eye makes direct impact. He had no idea the hurricane winds didnt cover the entire state.
Hurricanes are the price one pays for living right on the water.
This. New builds get enough credits to make the insurance affordable. Older houses can be insane. I have friends paying 4-5k for insurance in Broward.It hasn't collapsed, but it's definitely not healthy.
Mine is a new build, but it went from like $850 the first year, to $940 last year, and we just got our new one for next year at $950 I think.
But I mentioned in the Home Buying thread that we couldn't even afford most houses built pre-Andrew. The insurance was usually 2-3 times what we're paying now, for less house.
It hasn't collapsed, but it's definitely not healthy.
Mine is a new build, but it went from like $850 the first year, to $940 last year, and we just got our new one for next year at $950 I think.
But I mentioned in the Home Buying thread that we couldn't even afford most houses built pre-Andrew. The insurance was usually 2-3 times what we're paying now, for less house.
how true is this?
Yeesh, that's insane.super interesting - i'm in a non-fire zone in n. cal and my insurance is 2k a year. if you're in a fire area, if you can even find it it's like 5k+ a year
Last year State Farm dropped my inlaws home insurance saying the fire risk is too high. This was after being w/ them for 30 years in the same home. There is a good bit of open scrub brush type land that is right up against their neighborhood but still pretty shitty.Yeesh, that's insane.
Even post-earthquake, ours was never that high in California.
Further proof that insurance is a sham these days. We insure expensive stuff in the event of disaster. Insurance company will collect premiums all day for low risk but when the risk gets high they bail. Why not at least offer insurance at a higher premium or lower the coverage in the event of a fire.Last year State Farm dropped my inlaws home insurance saying the fire risk is too high. This was after being w/ them for 30 years in the same home. There is a good bit of open scrub brush type land that is right up against their neighborhood but still pretty shitty.
It's a fucked up combo between banks and insurance companies to support themselves.Further proof that insurance is a sham these days. We insure expensive stuff in the event of disaster. Insurance company will collect premiums all day for low risk but when the risk gets high they bail. Why not at least offer insurance at a higher premium or lower the coverage in the event of a fire.