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Oldbased

> Than U
28,404
67,316
Ya I got some old stuff on mine from about 12 years ago still being kicked around. Changes hands or updates some info, whatever. I've never messed with it cause I don't have much credit, but I've got all I need.
 

Palum

what Suineg set it to
26,457
41,107
Pretty much everything on your credit disappears after 7 years
Bank is 10. But all this is likely to change with the FCRIA shortly anyway. About time as well.

7 years since the close of the account/last reported activity. There's a lot of shady shit credit companies do to avoid this.
It's not even usually CC companies at that point, they've long since charged it off as bad debt and sold it. Debt buyers are something else...