So decided to go with this:
https://pcpartpicker.com/list/N64gsh
I've been buying parts over last couple months. In the end everything was about $1500. Which was about my max budget. I wanted room to grow, so AM5 board(though that cpu should last) and a hefty PSU. The ram I chose because I wanted low profile(and I dont care at all for RGB) to fit under the cooler.
The GPU was my main debate. Because I was on a budget things like 4070 or 4070ti were a bit too much, though same with 7900xt or even 6950xt. I know the 7800xt comes soon, but would be waiting another month or so(and if the leak has any truth to it, it seems like a slight increase over 6800xt with probably better effficiency and software stuff). But I have zero care atm for things like FSR, RT, DLSS etc. Also this way, I can start saving again and maybe next generation will be a good one for the mid range GPU wise. As I don't see myself trying 4k anytime soon(since I just got a 1440p monitor recently try that resolution). And could easily get a future GPU and just slot it into this system. ANd hell maybe in 2 generations a new AM5 CPU.
Was tired of missing games or future games, because my old ass i5 6500 and 1070 was too low.