Health Care Thread

TJT · May 4, 2017

Xadion said:
Who was this fool that was up and said "X# of people will have NO ACCESS to healthcare!!"

WAT.gif

Shitty high deductable plans were and most likely still will be available from providers

-- passed the house, senate time

That was half the house saying that 24 million hard working Americans wouldn't have healthcare anymore.

Siliconemelons · May 4, 2017

TJT said:
That was half the house saying that 24 million hard working Americans wouldn't have healthcare anymore.

Right I know... but in an attempt to use looser terms to be seen as more correct and used "Access" it just made him more wrong.

Go call 1800metlife or whatever and say "I want a heathcare plan" you will get one... it will cost stupid, but your access to it is there.

wormie · May 4, 2017

ronne said:
So this is my current employer healthcare that I use, spoiler for big formatting:

Benefits Summary

Deductible
$500

Copay
$30

Coinsurance
20%

Specialist Copay
$30

Out of Pocket Maximum
$2,500

Medical Cost Breakdown
BlueChoice PPO

You

$145.89

Employer

$178.31

Total Cost

$324.20

*Per month

How does this stack up vs someone without employer provided care trying to buy an individual plan, that is presumably required of them under the ACA? The hypothetical like 45k/year contractor or whatever, is he looking at ~325$/month to cover himself? More? Even at 325$ I'm not sure how you convinced that person to buy in if they are at all a healthy individual; that's a huge chunk of your income going to "nothing", to then still have deductibles and minor expenses if you do land in the hospital or whatever.

If the individual plan is indeed this price, or more, when wtf do you do? That's not really a realistic monthly cost for most people. Trying to force them in to that seems retarded, cause if it were me I'd eat literally any fine or penalty or whatever as long as it was less than monthly premium, because jesus would that be a lot of money at ~40k/year. Shit I make like double that and I still would have a hard time wanting to pay more than what I am now.

Is there even a realistic way to reduce premium costs?

I pay 410 for a bronze tier plan with 7.5k deductible from an average insurer. Still cheaper than the garbage I had before ACA. Not sure wtf we are going to go back to but I am sure it will suck. Single payer or bust.

AngryGerbil · Jul 2, 2017

@Tolan

Please relocate all discussion about herding children into 'healthcare camps' here.

Vepil · Jul 2, 2017

I pay $1362.40 a year for:

Medical - $40 office visit $1000 deductible ER $100 visit Max out pocket $2500
Dental - 50% major $3000 deductible

Work picks up $6344 to cover the rest. I haven't used the insurance in two years other than yearly checkups and cleanings.

I will have to ask my wife but she covers herself and our son with a HSA insurance. Kinda nice, she goes twice a year and our son has only had 1 trip to doctor's office besides yearly checkup. Keeps the cost down and her company gives her $2000 a year to take that plan

Pops · Jul 2, 2017

Insurance is for catastrophic occurrences, not run of the mill bullshit. I remember being sick as a dog stuck in line, waiting for the pharmacist to deal with the Hispanic fellow getting his free Sudafed. That is what Cal's UHC will end up as.

Kaines · Aug 21, 2017

Vaclav said:
I'm sure they will rally behind it, briefly, if it fails. And then when they see the tide that it was holding back they'll be livid.

Seriously, you can quote me on this - if Obamacare ends up going away, without something EFFECTIVE being put in its place rapidly - you will see the end of the Republican party officially. And I'm not one for doomcrying them normally.

The ACA is dying. Time to see who good of a Nostradamus you turn out to be.

Search

Health Care Thread

TJT

Mr. Poopybutthole

Siliconemelons

Naxxramas 1.0 Raider

Asshat wormie

2023 Asshat Award Winner

AngryGerbil

Poet Warrior

Vepil

Gamja

Pops

Avatar of War Slayer

Kaines

Potato Supreme