Home buying thread
- Thread starter Pasteton
- Start date
-
Guest, it's time once again for the massively important and exciting FoH Asshat Tournament!
Go here and give us your nominations!Who's been the biggest Asshat in the last year? Give us your worst ones!
Cad
scientia potentia est
- 25,818
- 50,650
DFW is like 5x the size of Nashville metro.
Plano also has its own completely independent office and industry base. Certainly some people commute to Dallas from Plano but I'd bet the majority work in/around the tollway/121 corridor. It would make sense that Plano is expensive, there's a lot of desirable jobs in the area.
Franklin seems a lot more like a bedroom community, but I could be wrong.
Cad
scientia potentia est
- 25,818
- 50,650
Lanx
<Prior Amod>
- 66,038
- 150,502
oh hell i think it's 31? our first homes we were recommended to look at springhilll/thompson station and it was like you said fucking hell, the highway becomes a business highway(2lanes) and then it further becomes 1 lane road, wtf? and you have to take that columbia pike 31 cuz i65 is on the otherside of springhill with no onramp so you have to drive further south just to get on it.
just that alone was enough to get us to pay for a fuck me in the ass franklin home
also, another tiny home, this one doesn't even have a garage
- 1
- 1
- 1
oh hell i think it's 31? our first homes we were recommended to look at springhilll/thompson station and it was like you said fucking hell, the highway becomes a business highway(2lanes) and then it further becomes 1 lane road, wtf? and you have to take that columbia pike 31 cuz i65 is on the otherside of springhill with no onramp so you have to drive further south just to get on it.
just that alone was enough to get us to pay for a fuck me in the ass franklin home
also, another tiny home, this one doesn't even have a garage
I really enjoyed living in the Nashville area, but the traffic was a fucking nightmare. 65 / 40 / 24 all meet together in downtown and can cause 2+ hr delays every day.
Even in the NE Nashville suburbs, every route into Nashville is via only 1 road. So any commute in and out of Nashville from.really any direction is 1 1/2 hr give or take.
Sanrith Descartes
You have insufficient privileges to reply here.
- 45,347
- 123,460
I could not imagine traffic up there. Similar to the 2 times I had to drive through LA. Never again.
- 1
Loser Araysar
Chief Russia Reporter. Stock Pals CEO. Head of AI.
- 81,526
- 162,997
Just had a jogger from Louisville call me, asking if my rental property was still available. Said his girlfriend just got a section 8 voucher which is just enough to cover the rent.
Sounded like a real winner but I had to pass.
Sounded like a real winner but I had to pass.
- 1
- 1
Sanrith Descartes
You have insufficient privileges to reply here.
- 45,347
- 123,460
Loser Araysar
Chief Russia Reporter. Stock Pals CEO. Head of AI.
- 81,526
- 162,997
Got a woman who wants to rent my house, says if there is a problem with her credit, her parents will cosign or just rent it for her.
1. Seems like a good option assuming her parents pass the bg, credit check and income reqs - but am I overlooking anything?
2. Can/Should I increase income requirements for them assuming they will be paying to rent this house and possibly still paying mortgage on their own house?
3. Seems like the better option is to have the parents be the actual renters so they can be legally responsible for everything that happens, as opposed to being a cosigner - am I wrong here?
4. Overall is this a shit idea? Or is this pretty common? I mean nobody ever paid for me but I assume parents do this frequently for their college kids, or their deadbeat kids.
1. Seems like a good option assuming her parents pass the bg, credit check and income reqs - but am I overlooking anything?
2. Can/Should I increase income requirements for them assuming they will be paying to rent this house and possibly still paying mortgage on their own house?
3. Seems like the better option is to have the parents be the actual renters so they can be legally responsible for everything that happens, as opposed to being a cosigner - am I wrong here?
4. Overall is this a shit idea? Or is this pretty common? I mean nobody ever paid for me but I assume parents do this frequently for their college kids, or their deadbeat kids.
Sanrith Descartes
You have insufficient privileges to reply here.
- 45,347
- 123,460
Something else you might want to factor in to the equation is asking for more cash up front. When I moved to NY, my wife and daughter stayed to finish out the school year. I found an apartment I liked but the owner was concerned about me paying my mortgage in FL and also paying rent (even though my credit score was over 800) on her place. I offered her the first three months up front in cash plus a month's security and we signed the papers.
- 1
Loser Araysar
Chief Russia Reporter. Stock Pals CEO. Head of AI.
- 81,526
- 162,997
Sanrith Descartes
You have insufficient privileges to reply here.
- 45,347
- 123,460
Tell the parent you are ok with them cosigning and because of the "circumstances" you are asking a few extra months of upfront earnest money.
- 1
Loser Araysar
Chief Russia Reporter. Stock Pals CEO. Head of AI.
- 81,526
- 162,997
- 1
OU Ariakas
Diet Dr. Pepper Enjoyer
- 7,448
- 21,081
Your big issue is that she doesn't own the house (as with all renters) but she is also young and has her parents backing her mistakes. I would put aside more money for damages etc. just because she is going to have her idiot friends over and they won't give a shit about your carpet, walls, fixtures, etc. I know this is most renters but party-age young ones are just the absolute worst about it.
Loser Araysar
Chief Russia Reporter. Stock Pals CEO. Head of AI.
- 81,526
- 162,997
I have no idea what her age is. Every search of her name turned up women in 30s and 40s. One is in her 20s but she seems pretty successful based on her FB profile so I doubt its her.
But yeah, point well taken.
OU Ariakas
Diet Dr. Pepper Enjoyer
- 7,448
- 21,081
Haha, sorry for assuming; when I hear that the parents have to co-sign for rent I just assume the person is 18-25. I find it mind blowing that someone in their 30s would need their parents help for rent, but I guess that is a sign of the times.
Loser Araysar
Chief Russia Reporter. Stock Pals CEO. Head of AI.
- 81,526
- 162,997
I had a woman message me over the weekend, she's looking for a house for her daughter and daughter's family. Daughter and her husband are both starting new jobs (fast food and lawn care) and have 4 kids. Theyre moving from across the state. I'm almost certain they're on public aid, I mean its the only way they could be surviving without her parents basically paying their way. The daughter has been a stay at home mom for 10 years. Lots of struggling people out there.
Last edited: