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Yeah, I agree 100% with this. If this is a place you know you're gonna have forever and die in, then understand that you're throwing good money at bad and have no regrets. If this isn't your "forever" home, deal with the frustration of being inefficient and look for a modern structure or build a modern structure. ROI on making old structures meet modern efficiency standards will always be negative.If you own, sell the place and bail out. Converting from electricity to gas is going to be very expensive and modernizing HVAC will fucking kill your checkbook, and you will never see a dime of that back in savings. Further, a good conversion and HVAC update can be mediocre to...mediocre. Even if you do that, you have to replace all the windows and reinsulate the walls. Huge cash, otherwise you will be pissing blood AND still be too hot in the summer and too cold in the winter on top of all the usual shit old houses always need done. There's a reason why most 1900's era houses are cheap in this country, and it isn't because the seller is looking out for your financial well being.
This realization came to me when I was looking at adding more insulation to my old house's attic. In theory, you could fill your entire attic up with blown-in insulation, but due to diminishing returns, your grandchildren would be the first to enjoy energy savings from the additional insulation cost beyond R30.
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