my ira is down about 6% for the year, no idea on the trading account since I've been using it to fund the IRA and my HSA and I'm too lazy to do the math with the deductions. it's pretty ugly though. as I mentioned, I was dabbling in the penny cesspool for a little while, 1 is bankrupt and I'm waiting on 3 more to reverse split. the good news is they are all pretty small positions and I knew this was possible when I started.
in the mean time, I've been scaling into index ETFs a little here and there and getting other stuff done around the house.