Investing General Discussion

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hory

hory

Bronze Baronet of the Realm
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As for starlinks they don't have a large use dish, something for 1000s of users. You just keep stacking high performance dishes (best on the market now 2500 price).

For a cruise ship you might have 10 to 20. They're connected to a router/asa on the boat then to a wireless network deployed throughout the ship.

The nodes the boat connects to are usually not congested because the 10+ dishes on the boat are all that's connected. The company is paying by data volume. So the 6500 would be the base service on the dishes + data. I'm sure they have a deal with starlink for bandwidth so the cost scales with the users who take advantage of the service. Starlink shines with down stream data, and unless you're hosting a torrent from the ship it is the perfect solution.

1733504164377.jpeg
 
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Khane

Khane

Got something right about marriage
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Good day today. PoE2 launch and PLTR is taking another run.
 
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Mur

Mur

Trakanon Raider
888
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Khane said:
Good day today. PoE2 launch and PLTR is taking another run.
Click to expand...

PLTR has been very nice. I doubled my account balance this week. Those Jan 17 calls have been killing it. Always feels good to cash out at the weeks high on a Friday; going into the weekend not worrying about anything.

Trying to get back into the swing of things, but I need to take some courses or something. There seems to be so much more I could be doing as far as options (which I enjoy) but even after reading a couple books I feel like if it isn't a "surething" like PLTR I'd just be standing around with my dick in my hand.

Any of you have some reading suggestions, or online lectures?
 
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Haus

Haus

<Silver Donator>
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So with all this talk of end of year rebalancing it's making me think of a conundrum I'm facing.

Maybe I'm just typing this so I can see my thoughts, but any input would be appreciated.

My current stonk portfolio , not counting 401k stuff, is essentially two buckets. Stuff I'm investing in consciously, and stock I have in the company I work for. Right now the company stock pile is sizable, to the tune of around 12x the self directed investments, and as would be implied is all in one stock, the company I work for.

Every rational and logical investor part of my brain is saying I should be divesting and selling that more over time to diversify the holdings. To date in the 5 years I have worked for this company I have sold exactly ZERO shares. My initial RSU grant (which has fully vested) is worth right around 5.3x what it was worth when I started at the company. I have both RSU grant shares, and my company has a lucrative ESPP program (to the tune of always buying the stock through it for a minimum 15% discount, usually more). But still, rational/logical Haus brain is beating on the table chanting DIVERSIFY YOU DAMN IDIOT.

Then I look at my company's stock, and it's gone up over 150% in the last 2 years, and is on a consistent enough trend you can easily see it's vacillating in a channel but that channel is consistently at a solid upward angle with no sign of us hitting a plateau yet. I suspect it will eventually hit one, as will the whole of the market segment my company is in, but I don't suspect it will happen for another 3-4 years with how things are on the internet...

The wild card for this is, as I have mentioned elsewhere, what I call "Project Peaches" which is my desire to buy around 20 acres of land out in the country build the "We're living here until we're gone and buried out back" house for Mrs. Haus Mrs. Haus and I. The company stock pile could be cashed out en whole to completely do this project, with a very nice house, and have some left over.

The non-company stock I always do a rebalance on in either Dec or Jan. anyways.

So, any thoughts on this from the peanut gallery of you gloriously anonymous internet bastards?
 
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Sanrith Descartes

Sanrith Descartes

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Added to UNH today. Basically re bought the shares I trimmed around $610 a few months back at just under $550.
 
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S

sliverstorm

Trakanon Raider
113
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Haus said:
So with all this talk of end of year rebalancing it's making me think of a conundrum I'm facing.

Maybe I'm just typing this so I can see my thoughts, but any input would be appreciated.

My current stonk portfolio , not counting 401k stuff, is essentially two buckets. Stuff I'm investing in consciously, and stock I have in the company I work for. Right now the company stock pile is sizable, to the tune of around 12x the self directed investments, and as would be implied is all in one stock, the company I work for.

Every rational and logical investor part of my brain is saying I should be divesting and selling that more over time to diversify the holdings. To date in the 5 years I have worked for this company I have sold exactly ZERO shares. My initial RSU grant (which has fully vested) is worth right around 5.3x what it was worth when I started at the company. I have both RSU grant shares, and my company has a lucrative ESPP program (to the tune of always buying the stock through it for a minimum 15% discount, usually more). But still, rational/logical Haus brain is beating on the table chanting DIVERSIFY YOU DAMN IDIOT.

Then I look at my company's stock, and it's gone up over 150% in the last 2 years, and is on a consistent enough trend you can easily see it's vacillating in a channel but that channel is consistently at a solid upward angle with no sign of us hitting a plateau yet. I suspect it will eventually hit one, as will the whole of the market segment my company is in, but I don't suspect it will happen for another 3-4 years with how things are on the internet...

The wild card for this is, as I have mentioned elsewhere, what I call "Project Peaches" which is my desire to buy around 20 acres of land out in the country build the "We're living here until we're gone and buried out back" house for Mrs. Haus Mrs. Haus and I. The company stock pile could be cashed out en whole to completely do this project, with a very nice house, and have some left over.

The non-company stock I always do a rebalance on in either Dec or Jan. anyways.

So, any thoughts on this from the peanut gallery of you gloriously anonymous internet bastards?
Click to expand...
A thought and an anecdote for you.

Thought: In your personal portfolio, would you put the same allocation into any other single stock on the market? My guess is no. Leaving things where they are has made you rich, but there's an invisible amount of risk that you've taken on to achieve that return. If you're in a position at the company where you think you can make a genuinely 'insider-ish' insight that you'll outperform, then there's a case to be made for letting things lie. Otherwise, you're basically getting the return you should expect for the risk you're taking--and that risk for any single stock is life-changingly material.

Anecdote: Father worked for Bell Labs and then Lucent Technologies when it was formed. When I was very young, I remember going on a company boat party and watching a guy climb up on a table and shout "Lucent! Lucent! We are new! Our stock split, how about YOU!?" to loud cheers. When I was a bit older, I walked in on my dad staring at a spreadsheet on the family computer and shaking his head. I asked what he was looking at, and he smiled at me and said it looked like he'd be working a bit longer than he had planned.

1733520961149.png


Obviously, that stayed with me.
 
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Haus

Haus

<Silver Donator>
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sliverstorm said:
A thought and an anecdote for you.

Thought: In your personal portfolio, would you put the same allocation into any other single stock on the market? My guess is no. Leaving things where they are has made you rich, but there's an invisible amount of risk that you've taken on to achieve that return. If you're in a position at the company where you think you can make a genuinely 'insider-ish' insight that you'll outperform, then there's a case to be made for letting things lie. Otherwise, you're basically getting the return you should expect for the risk you're taking--and that risk for any single stock is life-changingly material.

Anecdote: Father worked for Bell Labs and then Lucent Technologies when it was formed. When I was very young, I remember going on a company boat party and watching a guy climb up on a table and shout "Lucent! Lucent! We are new! Our stock split, how about YOU!?" to loud cheers. When I was a bit older, I walked in on my dad staring at a spreadsheet on the family computer and shaking his head. I asked what he was looking at, and he smiled at me and said it looked like he'd be working a bit longer than he had planned.

View attachment 562965

Obviously, that stayed with me.
Click to expand...
Very true. I am not at a position where I have enough information that I'd be able to take real "insider" action. And I admit that my company will have that drop off. That's why I'm trying to mentally push myself into better diversification.

Right now I'm looking at probably around January when I do my non-work stock stuff I will pull a good portion out and redeploy. Although the tax considerations will probably beat me senseless (even with it being long term ownership). Also, as I mentioned "project peaches", I COULD just dump a ton to do that en whole with no debt. But the more I think about it so long as I can invest the money and make better than the rate I would pay on a mortgage then it makes sense to liquidate the minimum needed (from the worst performing stocks I own) to get the land and house with a mortgage, then liquidate as needed to pay for it if I needed. Allowing the stock (work or non-work) to grow. Which seems the more "be smart about your assets" move.
 
Moglyzoke Moogleman

Moglyzoke Moogleman

This Site Sucks Hairy Asshole
<Gold Donor>
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What's up retards. I heard slander somewhere that I lost alot of money. Incorrect. I'm pretty fucking green. But not nearly enough to flex yet. Check back in 6-12 months. Peace and all be well with you.
 
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Kithani

Kithani

Blackwing Lair Raider
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Haus said:
So with all this talk of end of year rebalancing it's making me think of a conundrum I'm facing.

Maybe I'm just typing this so I can see my thoughts, but any input would be appreciated.

My current stonk portfolio , not counting 401k stuff, is essentially two buckets. Stuff I'm investing in consciously, and stock I have in the company I work for. Right now the company stock pile is sizable, to the tune of around 12x the self directed investments, and as would be implied is all in one stock, the company I work for.

Every rational and logical investor part of my brain is saying I should be divesting and selling that more over time to diversify the holdings. To date in the 5 years I have worked for this company I have sold exactly ZERO shares. My initial RSU grant (which has fully vested) is worth right around 5.3x what it was worth when I started at the company. I have both RSU grant shares, and my company has a lucrative ESPP program (to the tune of always buying the stock through it for a minimum 15% discount, usually more). But still, rational/logical Haus brain is beating on the table chanting DIVERSIFY YOU DAMN IDIOT.

Then I look at my company's stock, and it's gone up over 150% in the last 2 years, and is on a consistent enough trend you can easily see it's vacillating in a channel but that channel is consistently at a solid upward angle with no sign of us hitting a plateau yet. I suspect it will eventually hit one, as will the whole of the market segment my company is in, but I don't suspect it will happen for another 3-4 years with how things are on the internet...

The wild card for this is, as I have mentioned elsewhere, what I call "Project Peaches" which is my desire to buy around 20 acres of land out in the country build the "We're living here until we're gone and buried out back" house for Mrs. Haus Mrs. Haus and I. The company stock pile could be cashed out en whole to completely do this project, with a very nice house, and have some left over.

The non-company stock I always do a rebalance on in either Dec or Jan. anyways.

So, any thoughts on this from the peanut gallery of you gloriously anonymous internet bastards?
Click to expand...
I don't work in tech and I don't work in a field that gives me RSUs or company stock so take my thoughts with that in mind because I don't know the tax implications, etc.

If you had <whatever amount is your total portfolio today> in the bank and wanted to start investing, would you plan to invest 10% in the market and 90% in the company you work for?

If your company stock ends up going up another 150% in the next 2 years, wouldn't that probably mean you're doing pretty well pay wise whether you kept 90% invested in them or not? FWIW I am not in tech but I look at investing in US tech companies almost as a hedge against rising tech salaries of my neighbors compared to my own field (although that may be a dumb line of thinking)
 
Foler

Asshat Foler

2024 FoH Asshat
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Moglyzoke Moogleman said:
What's up retards. I heard slander somewhere that I lost alot of money. Incorrect. I'm pretty fucking green. But not nearly enough to flex yet. Check back in 6-12 months. Peace and all be well with you.
Click to expand...
Stay crazy Moggers. Never change…
 
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Rangoth

Rangoth

Blackwing Lair Raider
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I’m pretty sure he shorted entire market at one second intervals and made 700% this year. It’s so simple, we just failed to read charts.
 
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Sludig

Sludig

Potato del Grande
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Sofi rate down to 4%, at this rate I'm going to have to bite the bullet and just try to actively invest a chunk of the house money. We were happy at 5% to just have it stew and be liquid even if we could get 8-10 in the market just pulling into snp 500 and not having to fuck with any extra tax stuff from it.
 
Foler

Asshat Foler

2024 FoH Asshat
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Sludig said:
Sofi rate down to 4%, at this rate I'm going to have to bite the bullet and just try to actively invest a chunk of the house money. We were happy at 5% to just have it stew and be liquid even if we could get 8-10 in the market just pulling into snp 500 and not having to fuck with any extra tax stuff from it.
Click to expand...
What about SPAXX as alternative?
 
Sanrith Descartes

Sanrith Descartes

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Sludig said:
Sofi rate down to 4%, at this rate I'm going to have to bite the bullet and just try to actively invest a chunk of the house money. We were happy at 5% to just have it stew and be liquid even if we could get 8-10 in the market just pulling into snp 500 and not having to fuck with any extra tax stuff from it.
Click to expand...
It's funny how quick banks are to cut the high yield savings rate but not the credit card interest rates. Hmm.
 
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Cutlery

Cutlery

Kill All the White People
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Sanrith Descartes said:
It's funny how quick banks are to cut the high yield savings rate but not the credit card interest rates. Hmm.
Click to expand...

Also funny how every time it goes up 1/8th of a percent, I get an email, but when the rate cuts in half it's radio silence
 
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Zzen

Zzen

Potato del Grande
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Moglyzoke Moogleman said:
What's up retards. I heard slander somewhere that I lost alot of money. Incorrect. I'm pretty fucking green. But not nearly enough to flex yet. Check back in 6-12 months. Peace and all be well with you.
Click to expand...

Speaking of rumors, I remember hearing that you came down with a severe case of TDS. Say it ain't so bro. You were my second favorite read in this thread, after Blazin Blazin .
 
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tugofpeace

tugofpeace

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Sludig said:
Sofi rate down to 4%, at this rate I'm going to have to bite the bullet and just try to actively invest a chunk of the house money. We were happy at 5% to just have it stew and be liquid even if we could get 8-10 in the market just pulling into snp 500 and not having to fuck with any extra tax stuff from it.
Click to expand...

You could get a better yield than SOFI by putting it into SWVXX, currenly 4.44%. More safe/liquid than putting it into SPY.

I'm currently using SOFI for my HYSA as well. I never pay taxes on HYSA which is why it's not already in SWVXX.

Sidenote, think I might finally dip into PLTR with 50 shares. Add another 50 on pullback. Idk. It seems like this stock is riding on hype for future performance like TSLA.
 
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Sludig

Sludig

Potato del Grande
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tugofpeace said:
You could get a better yield than SOFI by putting it into SWVXX, currenly 4.44%. More safe/liquid than putting it into SPY.

I'm currently using SOFI for my HYSA as well. I never pay taxes on HYSA which is why it's not already in SWVXX.

Sidenote, think I might finally dip into PLTR with 50 shares. Add another 50 on pullback. Idk. It seems like this stock is riding on hype for future performance like TSLA.
Click to expand...
How do you hold SWVXX or SGOV? Like Is SGOV through treasury direct, or just a typical fidelity or whatever account? Normie tard here
 
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