They got me. I rolled into Microcenter earlier with a pre-build sheet already organized that had my budget decisions.
Around 3.9k
Long story short, I left the store 5,004 dollars light. I shouldn't have mentioned I was future-proofing. They went hard and used neuro-linguistic programming (NLP) to shame my decisions until I agreed to more and more. Example I said 850watt PSU should be sufficient, especially given AMD's efficiency. And he just did this killer pause while entering it into the screen and interjected, and then completely froze up like a mummy and passively resisted entering anything until he heard "yes more power". These guys are fucking good.
The PSU probably being the biggest example. A 1,300 watt Platinum and no-- I don't have a 3090 nor do I plan to have one anytime soon. Nor do I give a fuck about VR or 4k. They fucking got me.
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They tried to sell me on a fucking 400 dollar AIO cooler. The most expensive one in the store. It took everything in me to shut it down. I bashed the temp display LED and said it wouldn't see any use. Close call. Still sweating bullets over what would have been a 6k rig. I was sure they were just going to slap me to the ground and take my credit card from me.