Whats rustling your jimmies?

fred sanford · Nov 4, 2023

astgte said:
Theres a movement now locally to return to cash, especially small stores, theyre refusing cards. Their charges for taking debit and credit cards with exchange rates being a touristy place are hammering these small businesses. Anyway, ive no problem with that, actually using cash suddenly makes money feel real and ive curbed my silly spending on impulse things a lot. But my gripe is I have to now remember to carry cash, or my card to go to an ATM. Why cant ATM's not allow you to tap on a contactless area, then face id or fingerprint your phone to get cash out?

Depends on the bank. My bank up the road allows me to use my phone wallet on their ATM. As a result, I never carry that card. However, they don’t allow contactless in the actual bank, so if I go inside to do a transaction, I never have my card and have to fill stuff out.

Haus · Nov 4, 2023

astgte said:
Theres a movement now locally to return to cash, especially small stores, theyre refusing cards. Their charges for taking debit and credit cards with exchange rates being a touristy place are hammering these small businesses. Anyway, ive no problem with that, actually using cash suddenly makes money feel real and ive curbed my silly spending on impulse things a lot. But my gripe is I have to now remember to carry cash, or my card to go to an ATM. Why cant ATM's not allow you to tap on a contactless area, then face id or fingerprint your phone to get cash out?

This is why I'm a proponent of "Just put the card fee on like a tax, pay with cash, save the 2-3%". See how fast some people move back to cash, and stop imposing a penalty on the merchant.

Hoss · Nov 5, 2023

Haus said:
This is why I'm a proponent of "Just put the card fee on like a tax, pay with cash, save the 2-3%". See how fast some people move back to cash, and stop imposing a penalty on the merchant.

That's exactly why they forbid charging the customer the card fee. The only place I ever see them do that is in the gun world, and even then it's officially "Price shown reflects a 3% discount for cash". I'm all for it. No need to punish the vendor for my laziness. When they don't have a cash discount, that just means we're all paying the credit card fee no matter how we pay them.

Im sure I've said this here before, but credit cards that offer cash back and other bullshit like that really piss me off. The cash they're giving me is from the vendors. I'd rather they just charge the fucking vendors less so the vendor can charge me less. Fuck those stupid games.

Aldarion · Nov 5, 2023

Inspired by Hoss post in the pickle thread.

I don't think I've ever gotten one of those "pick the squares" captcha right on the first try. Every mother fucking time theres like a corner of the bus or motorcycle sticking partway into a square, and I click it, and the little electronic bitch is like "haha wrong try again".

There is some fundamental logical error built into these things. If the square has even part of a motorcycle wheel in it that counts, fuck you.

Fucker · Nov 5, 2023

Hoss said:
That's exactly why they forbid charging the customer the card fee. The only place I ever see them do that is in the gun world, and even then it's officially "Price shown reflects a 3% discount for cash". I'm all for it. No need to punish the vendor for my laziness. When they don't have a cash discount, that just means we're all paying the credit card fee no matter how we pay them.

Im sure I've said this here before, but credit cards that offer cash back and other bullshit like that really piss me off. The cash they're giving me is from the vendors. I'd rather they just charge the fucking vendors less so the vendor can charge me less. Fuck those stupid games.

I always figured cash back and other perks came from people who keep a large running total on their cards. Shave off a few percent of that 28% these suckers are paying and give it to me.

Sanrith Descartes · Nov 5, 2023

Aldarion said:
Inspired by Hoss post in the pickle thread.

I don't think I've ever gotten one of those "pick the squares" captcha right on the first try. Every mother fucking time theres like a corner of the bus or motorcycle sticking partway into a square, and I click it, and the little electronic bitch is like "haha wrong try again".

There is some fundamental logical error built into these things. If the square has even part of a motorcycle wheel in it that counts, fuck you.

I have to use captcha every day. Swap to the audio version. It's 100% every time. If you occasionally get someone speaking softly with a foreign accent don't bother answering just hit the "gimme a new one". Shit made my quality of life improve drastically once I started doing this.

Sanrith Descartes · Nov 5, 2023

Fucker said:
I always figured cash back and other perks came from people who keep a large running total on their cards. Shave off a few percent of that 28% these suckers are paying and give it to me.

That 28% goes to the shareholders of Visa, MasterCard etc.

Hoss · Nov 5, 2023

Aldarion said:
Inspired by Hoss post in the pickle thread.

I don't think I've ever gotten one of those "pick the squares" captcha right on the first try. Every mother fucking time theres like a corner of the bus or motorcycle sticking partway into a square, and I click it, and the little electronic bitch is like "haha wrong try again".

There is some fundamental logical error built into these things. If the square has even part of a motorcycle wheel in it that counts, fuck you.

You sounds like a robot

Sanrith Descartes said:
I have to use captcha every day. Swap to the audio version. It's 100% every time. If you occasionally get someone speaking softly with a foreign accent don't bother answering just hit the "gimme a new one". Shit made my quality of life improve drastically once I started doing this.

Ableist asshole. What about those of us who are deaf in one ear and can't hear out the other?

Haus · Nov 5, 2023

Hoss said:
That's exactly why they forbid charging the customer the card fee. The only place I ever see them do that is in the gun world, and even then it's officially "Price shown reflects a 3% discount for cash". I'm all for it. No need to punish the vendor for my laziness. When they don't have a cash discount, that just means we're all paying the credit card fee no matter how we pay them.

Im sure I've said this here before, but credit cards that offer cash back and other bullshit like that really piss me off. The cash they're giving me is from the vendors. I'd rather they just charge the fucking vendors less so the vendor can charge me less. Fuck those stupid games.

Any time in the last 10 years I've dealt with any type of contractors or getting work done on my house there's always a surcharge for paying with CC. It's consistently been 3%. When I did my patio room renovation I literally went to the bank, and paid $3 for a sheet of checks (since I haven't had a check book in forever), so I could pay them with check, and almost just withdrew cash to pay them in cash. Which strangely enough they seem almost scared to take. heh

Kais · Nov 5, 2023

Haus said:
Any time in the last 10 years I've dealt with any type of contractors or getting work done on my house there's always a surcharge for paying with CC. It's consistently been 3%. When I did my patio room renovation I literally went to the bank, and paid $3 for a sheet of checks (since I haven't had a check book in forever), so I could pay them with check, and almost just withdrew cash to pay them in cash. Which strangely enough they seem almost scared to take. heh

It's tied in with the restrictions placed on banks to monitor and flag accounts with inconsistent cash transactions for drug/trafficing violations. Ends up affecting lots of trades that operate as independent/owner/operator type businesses. Carpenters, handymen, truckers, etc fall into this. You don't even have to be criminally charged for the bank to legally close the account as "suspicious" and lock up your funds for years. It is getting harder and harder to operate with cash.

They do the same shit at airports. Civil Forfeiture is a huuuge grey area that invariable leans on the side of the seizure and can leave individuals with little or no recourse in the courts.

Sanrith Descartes · Nov 5, 2023

Hoss said:
You sounds like a robot

Ableist asshole. What about those of us who are deaf in one ear and can't hear out the other?

lgarthy · Nov 5, 2023

Costco-- yet again.

Or, most accurately, some of the douchebags that take advantage of Costco (who are almost always Asian or Muslim).

This time I was having a hot dog in the dining area (still one of the best values in cheap, on-the-go dining; $1.50 for a huge hot dog on a warmed bun with a soda).

An Asian family rolls in a rusty barbecue and 4 lawn chairs. AND COSTCO TAKES THEM BACK!!!

The barbecue was muddy and rusty and clearly used all summer.

It is amazing the level of human douche-baggery out there.

TheNozz · Nov 6, 2023

Somehow this bastard made it into my bathroom

joz123 · Nov 6, 2023

lgarthy said:
Costco-- yet again.

Or, most accurately, some of the douchebags that take advantage of Costco (who are almost always Asian or Muslim).

This time I was having a hot dog in the dining area (still one of the best values in cheap, on-the-go dining; $1.50 for a huge hot dog on a warmed bun with a soda).

An Asian family rolls in a rusty barbecue and 4 lawn chairs. AND COSTCO TAKES THEM BACK!!!

The barbecue was muddy and rusty and clearly used all summer.

It is amazing the level of human douche-baggery out there.

Ya they have a 90 day return policy on almost everything. I've seen people return shit like TV's with the screen completely smashed and get their money back.

lurkingdirk · Nov 6, 2023

TheNozz said:
Somehow this bastard made it into my bathroom

View attachment 499079

Jeeeeeze. Clean you lightbulbs, and get matching bulbs.

Hoss · Nov 6, 2023

lurkingdirk said:
Jeeeeeze. Clean you lightbulbs, and get matching bulbs.

I actually thought he was talking about that stupid looking light bulb on the right. Then I scrolled down a little and saw kwai chang kang hanging out and now I'm not sure which one he is referring to.

Palum · Nov 6, 2023

joz123 said:
Ya they have a 90 day return policy on almost everything. I've seen people return shit like TV's with the screen completely smashed and get their money back.

Yea which planetary orbit are those 90 days based on though? Pretty sure I've seen shit get returned that they had like 2 years ago.

TBT-TheBigToe · Nov 6, 2023

Washing machine broke, it’s old so we bought a new one.
Doesn’t get here until Friday.
I’m at the laundromat.

Palum · Nov 6, 2023

TBT-TheBigToe said:
Washing machine broke, it’s old so we bought a new one.
Doesn’t get here until Friday.
I’m at the laundromat.

Does that mean you qualify for EBT now

stupidmonkey · Nov 6, 2023

Palum said:
Go to Lowe's

No more cash registers, only self check. WTF is this dystopia.

Go to commercial exit and guy is there. Says "your starting total is $28.96". I'm like wait, did you just say starting total? What does that mean?

He explains that he's been trained to say this because soon basically all transactions will have optional donations or additional purchases you can make on the payment pad.

What the fuck even the hardware store has forced microtransactions now.

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Whats rustling your jimmies?

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