My one and only concern with CREDD is if it will effectively reduce the number of gold sellers and botters. I am already getting bombarded with them via mail, friend requests and arena PVP team requests. The last one was something I have never seen before in a MMO. I was in the middle of a fight when the in invite to join the arena team popped up.
What I am having a hard time figuring out is who are the players who actually buy ingame gold from the gold sellers. The fact that the gold selling business continues to thrive indicates they apparently have a lot of customers.
People in guild were saying that the accounts spamming gold sales are almost always hacked accounts. Assuming that is true, who in their right mind would give their credit card info to them when you can safely buy CREDD and exchange it for platinum in game?