Lanx
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bitch that been around the block a few times, knows what she wants, while a virgin just lays there and we wait for shit to happen?
Home buying thread
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edko
Ahn'Qiraj Raider
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We bought our house brand new. The builder warranty is barely worth the paper, honestly. I suppose if there is some major fuckup you are good but the normal shit that is going to happen is still on you.
Who the builder is and their reputation matters. Check into whomever you are looking at.
Threelions
Victory Through Harmony
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Also watch out for the upgrades with new home construction, took a buddies place from 270k to 360k pretty quick.
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Saw homes on Sunday, offer submitted Monday and accepted Monday afternoon. Actually chipped a few K off the list which isn't terribly common. Moving to Laguna Niguel which is a bit further from work than I would like but the area is amazing.
Lanx
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It is basically taking highway 5 north. It is orange county traffic is bad everywhere regardless of direction but I should be able to hop off the highway before it gets horrible. I also can take a backroad highway or I can pay $2.50/way to take a toll road.
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Only thing I'd caution about moving a place like that is it kinda locks you into southern orange county for employment since driving up to the valley or west LA isn't really possible from there. That might be ok, but just throwing it out there since it's not a central location at all.
If I'm not working at my current place I probably won't be staying in Orange County. There are other places and Aliso Viejo actually has a decent amount of tech. Along with Irvine of course. I'd never want to commute to LA from OC at all. North OC is pretty sketchy so I'd never want to live in like Tustin/Anaheim/Santa Ana.
Noodleface
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Lanx
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My wife visited the new job site, guy was transferring to another site, says his house is up for sale if shes interested, i said no, we don't want to buy a house from someone you even remotely know. When that house fucks up, you just blame that guy, right?
Also his house seems over priced by 30k to the market, but he just put up his house.
If he doesn't sell his house in two months and has also lowered his price, i think wife and i might look for a less expensive house, so we don't lose out, if/when we move. (relocation will cover up to 85% of the purchase price) (well it's mostly assured we're going to move in 6+ years, no way 2 asians (+kids)could live in bum fuck Kansas)
Also his house seems over priced by 30k to the market, but he just put up his house.
If he doesn't sell his house in two months and has also lowered his price, i think wife and i might look for a less expensive house, so we don't lose out, if/when we move. (relocation will cover up to 85% of the purchase price) (well it's mostly assured we're going to move in 6+ years, no way 2 asians (+kids)could live in bum fuck Kansas)
Siliconemelons
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guess it depends on what kind of asian... but asians usually are fine to live next to....
according to "Race" demographic, 3/4 of my household is asian heh
according to "Race" demographic, 3/4 of my household is asian heh
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I don't know about narrowing it down to the "only" asian household. But the racial dot map gives you a good idea of the racial makeup of an area.
Siliconemelons
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The racial dot map is one of those things that really opens your eyes about the world once you start looking at it pretty carefully. It's shocking regardless of your ideas on race.
Siliconemelons
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Mr. K
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Selling your house is the most stressful thing I've ever encountered.
And to be clear, I have three kids, my dad died 6 months after my son was born, my sister is a drug addict and was living with my mom...I mean I've dealt with some shit...
I am just in knots waiting for this stupid inspection (my house is 75 years old) and then the appraisal because the buyer is FHA.
I think I may have an ulcer.
Sorry for ranting but had to get it off my chest. They scheduled the inspection for Memorial day, effectively ruining my weekend.
And to be clear, I have three kids, my dad died 6 months after my son was born, my sister is a drug addict and was living with my mom...I mean I've dealt with some shit...
I am just in knots waiting for this stupid inspection (my house is 75 years old) and then the appraisal because the buyer is FHA.
I think I may have an ulcer.
Sorry for ranting but had to get it off my chest. They scheduled the inspection for Memorial day, effectively ruining my weekend.
Lanx
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Ok please bear with my noobiness, i haven't talked to our appointed realtor yet (company gave us a realtor whose out of town), a coworker just said he didn't want to buy a new house cause its more in taxes, this freaked my wife out.
I'm "thinking", he meant, you pay more in property taxes, (although he was saying it was like some secondary bucket of taxes b/c the house is new) and you pay MORE in taxes for a new house, b/c property taxes are calculated on what the house was bought at (which is going to be at least a 20-30% premium over an aged house, so your bracket will start out high) vs. an aged house that was bought 15years ago and is just slowly gaining value paying taxes based on what the house was 15years ago and slow appreciation.
am i wrong? he's saying like theres basically a "new house tax".
Also property taxes for all the properties i'm looking at is like 2,200 to like 4,500 depending on neighborhood it seems, is this high? we've literally rented forever, like on realtor.com
(we're just gonna buy the house outright, no mortgage), but all i gotta worry about is the)
That's all i have to worry about right?
I'm "thinking", he meant, you pay more in property taxes, (although he was saying it was like some secondary bucket of taxes b/c the house is new) and you pay MORE in taxes for a new house, b/c property taxes are calculated on what the house was bought at (which is going to be at least a 20-30% premium over an aged house, so your bracket will start out high) vs. an aged house that was bought 15years ago and is just slowly gaining value paying taxes based on what the house was 15years ago and slow appreciation.
am i wrong? he's saying like theres basically a "new house tax".
Also property taxes for all the properties i'm looking at is like 2,200 to like 4,500 depending on neighborhood it seems, is this high? we've literally rented forever, like on realtor.com
(we're just gonna buy the house outright, no mortgage), but all i gotta worry about is the)
- property tax
- home insurance
- electric
- gas
- water/sewage
- garbage?
That's all i have to worry about right?