Marriage and the Power of Divorce

pemulis_sl said:

You make 6 figures and your kids are eating on food stamps? Have some pride. Only on rerolled could some ridiculous stories about Jurassic park trucks, used car fiascos, and hair horns earn you the good will to allow you to whine about people being mean instead of everyone paying taxes telling you to F off

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Go back to school and relearn math and reading comprehension. He makes ~65k and his ex makes between 20 to 30k. He doesn't feed his kids ramen. He helps his wife out wtith quasi child support so that they have a good experience at the ex's.

He pays his ex under the table so she doesn't have to claim it as income and thus can game the system and get shit she shouldn't qualify for on the taxpayer dime. He's setting a terrible example for his kids by allowing their scumbag mother to be a scumbag.

He's basically still her husband, taking care of everything for her so she doesn't have to grow up and be a responsible adult. Except he doesn't get to fuck her.

Yeah, I make just over 60k, and my X makes 29k. Not sure where 6 figures and 100,000+ are coming from. I pay all of my taxes and am not, nor have I ever been on any type of government assistance. I personally just think our entire welfare system is a huge mistake, and am not surprised that people take advantage of it. How does it make sense that if I pay in $22,000 a year for health insurance, that I still end up footing like 10% of the insane bill, while if I had no job it would be 100% free? Of course people are going to take advantage of that if they can. I just apparently am not as appalled about it as some of you.

I apologize if my comment that the 20-30 posts after my initial story where nothing but hate porn came off as "whining" to you. Look at the last 50 comments. It's like 1 asinine thing out of 10 now, that's a vast improvement from my perspective.

And Nester, I am a US Tax payer, but our entire government is corrupt as fuck, and there is nothing I can do about it. So yeah, I choose apathy when it comes to my taxes being wasted, vs anger that I can't direct at anything.

Khane_sl said:

He pays his ex under the table so she doesn't have to claim it as income and thus can game the system and get shit she shouldn't qualify for on the taxpayer dime. He's setting a terrible example for his kids by allowing their scumbag mother to be a scumbag.

He's basically still her husband, taking care of everything for her so she doesn't have to grow up and be a responsible adult. Except he doesn't get to fuck her.

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Hahah, yeah, my Kindergarten and 1st Grade children were hitting pretty close to home with all of their questions about how finances work. I wasn't prepared for the questions they had about the morality or ethics of the situation, but their cold and disappointed stares once I tried really made me wonder what sort of example I was setting.

Khane, that's not kid shit. They don't understand any of that. I'm not even sure they know I give their mom money at all, let alone what she does with it. All they know is that she goes to the store and comes back with food, fuck, they might just think the refrigerator just magically makes food come to think of it.

Setting a terrible example for the kids, come on.

As for the not getting to fuck her, I've come to realize that's more of a benefit than a punishment.


On another note, just got off the phone with Chase, who currently does my mortgage. Apparently it was just a situation where getting the right person on the phone made all the difference. It's going to cost me $1,815 (instead of the $7000 I was quoted last time) to refinance the house. He just sent me the paperwork, I got a rate of 3.625 (3.826 APR) on a 10 year loan. I just need to fill all this out, sign it, and return it all to him by Tuesday and the wheels are in motion. I still have to have an appraiser come look at the house as part of this (I was hoping to avoid this as I fully converted my garage into a game room, and no clue how that's going to effect anything.), but he said we should be done in under 60 days.

You're a gigantic pushover. You've got an ex-wife you still do everything for as if the two of you are still married. You bend over backwards for that woman. She was willing to let their health insurance lapse because she KNEW you'd take care of it, so why wouldn't she say "just give me the money".

People who take advantage of social programs really, really irk me. And you're helping her do it, so you irk me too. You need to man up.

Ohh I'll cop to being a giant pushover, but that's not just relegated to her. I do shit for other people daily that I do not want to do. I get walked on and taken advantage of because of it sure. If you needed help with a computer, I would say "Yeah Khane, just send it to me and it sort it out." even though I do not really what to spend hours on an internet strangers computer. And when I was done I would pay to send it back to you, and if you tried to pay me, I would insist its no big deal.

That's just the way I am. I waste a lot of money buying other peoples meals, it doesn't bother me. I went to see Finding Dory the other day, and I asked the kids if they wanted popcorn, and the trashy looking mom of the family in front of me said "Ohh I'll take a popcorn, hyuk hyuk" and I just said "Ohh sure thing!". Everyone assumed I was joking, but I went and bought 2 popcorns and gave that family one. Then the lady pissed me off by opening her phone about a dozen times during the movie and I thought "Man, fuck that lady." haha.

Part of me just enjoys making other people happy, because no one ever expects anyone to go out of their way to do it, and I think we all should. I mean, obviously that would never work, but I like to live like it would. Even if it annoys me at the same time it makes me happy.

As for me needing to man up? Why? Why the hell do I care if someone is taking advantage of a social program? Do I care if people shoplift? So I care if you pirate movies? I just default to thinking that everyone is awful all of the time, and nothing bothers me.

I don't do everything for my ex though. I do everything that needs to get done for my or my kids best interest, because she just won't. She's moving into a new house now, she has been moving for like 3 weeks, I have no idea if she is paying for both houses currently or what the fuck she is doing. She went out to Vegas with her cousins all last weekend, so apparently its no rush. She is terrible at handling anything, she was when we were married, and that didn't change. If I don't handle the shit that potentially affects me, it doesn't get handled, simple as that.

Something I forgot about insurance now, you are responsible for the Individual Shared Responsibility Payment (i.e. the Obamacare penalty) even for uninsured children so long as you claim them as a dependant.

Individual Shared Responsibility Payment - Obamacare Facts

The payment for 2014 is $95 per adult and $47.50 per child (up to $285 for a family); or 1% of your household income above the tax return filing threshold for your filing status, whichever is greater. You?ll pay 1/12 of the total fee for each full month a family member went without coverage or an exemption.

The payment for 2015 is $325 per adult and $162.50 per child (up to $975 for a family); or 2% of your household income above the tax return filing threshold for your filing status, whichever is greater. You?ll pay 1/12 of the total fee for each full month a family member went without coverage or an exemption.

The payment for 2016 is $695 per adult and $347.50 per child (up to $2,085 for a family), or it?s 2.5% of your household income above the tax return filing threshold for your filing status ? whichever is greater. You?ll pay 1/12 of the total fee for each full month in which a family member went without coverage or an exemption.

The rate increases each year, see individual mandate (the unofficial name of Shared Responsibility) page for details on the fee and lots of details, tips, and tricks about Individual Shared Responsibility.

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Look here to see if exemptions for these fees may apply:Exemptions from the fee for not having coverage | HealthCare.gov

Protect yourself here or you could be paying a hefty fine later on.

Onoes in a year or two_sl said:

Well I lost my house, had to declare bankruptcy because of a medical emergency the hospital wouldn't write off, my wife got full custody and I owe her 3 years of child support despite the bankruptcy, and I had to use a computer at the public library to post this.

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Should be entertaining at least.

Oblio_sl said:

When you say "converted" do you mean...
1. you put Game Stuff (pool/ping pong/poker table) in there and left the structure as is
2. you have partitioned it out, removed the garage door etc.

If the answer is #1 it will not affect the value, Residential Appraisers do not appraise personal property or how you choose to use/decorate your space. If it is #2 then you might have a problem, feel free to PM with details if you want some help/advice.

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Thanks, I just took it to the Home improvement thread, would definitely like advice!

Funkor_sl said:

Something I forgot about insurance now, you are responsible for the Individual Shared Responsibility Payment (i.e. the Obamacare penalty) even for uninsured children so long as you claim them as a dependant.

Individual Shared Responsibility Payment - Obamacare Facts



Look here to see if exemptions for these fees may apply:Exemptions from the fee for not having coverage | HealthCare.gov

Protect yourself here or you could be paying a hefty fine later on.

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I let her claim both kids, so neither was listed as a dependent for me.

However, when I did test filling out my W-2's with a dependent, Turbotax said I didn't have to pay those fee's because the health insurance provided by my work was unreasonable (anything over 8% of your total earnings).

So I don't think I need to worry about that yet, but thanks for looking out.

And Jesus, I was just googling lawyers in the area so I could call one tomorrow, and I didn't realize a guy I know is a criminal/family lawyer. I've even been to his office before when we picked him up for a road trip thing. I don't think he's ever met my ex either, so no issues there. Contacting him.

Onoes, I am so glad you got a lawyer. When I saw that wall of text I just knew the next paragraph was going to be "So I'm sitting there in court..."

Nah guys you got it wrong, it is "common around here" so it is ok

ZyyzYzzy_sl said:

This fucking guy. Everything he has written should piss anyone who pays a dime in taxes pissed the fuck off.

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I'm sorry was this news to you? I pay taxes, I understand people will abuse a broken system, I don't get pissed the fuck off about it. Wasn't there a study done at one point that came to the conclusion that 9 out of 10 people would steal from an employer if they were certain they couldn't be caught? Don't quote me on that, just saying, I thought it was pretty much understood that people will take as much as they can get. Give an inch, take a mile. etc.