Yeah just wasn't sure since I haven't played empire in forever but I remember them getting life during wood elf release or whatever, so can use Lifebloom.
That said even without healing post fight cheese, you can generally fight 2 or 3 stacks in a row if you have a really high tier army even against the chaos stacks. The super expensive lightning strike army strat is very potent in the first game as long as you keep track of where your enemies are and consolidate your defenses, since you generally only have 1 or 2 actual armies and a bunch of filler shit to man settlements defenses. Won't be as good in TW:W2 due to sheer size of the map I think. Also I seem to remember some lightning strike changes.
Anyway I never had many issues with Chaos, even on my very first total war playthrough, I beat chaos with mostly graveguards+blackguards. I just had like 7stacks of them at Kislev, it was a huge clusterfuck, I think I lost the first battle but raised dead to replenish after all the deaths and then killed their weakened armies. And that was with pretty low tier units, Graveguards are like T2 infantry, blackguards are great but I didn't have that many, I had all the skeletal tech and lord trees and shit though I was all in on them bony fuckers. It was mostly just zerging them down with a lot of shit and using a lot of heals and summoning shit behind them. In retrospect that was a really poor campaign, I was like "meh not gonna buy buildings that generate gold, takes like 12turns to pay for themselves fuck that". Then 100+turns later I was still there trying to kill fucking dwarfs, would have been so much money. I'll replay Undead at some point, probably in the grand campaign. This time though I'll fucking go elite shit everywhere. I'll have at least 6 blood knights in there for sure and a bunch of the big vargheists shit.
In my Dwarf playthrough, I defeated 2 chaos armies with only the garrison of one of my settlements. That shit was super retarded. These idiots split up and took turns attacking that one main settlement on the mountains on the right side like right before Kislev areas, Archaon lost his army without even breaking the door, the AI is so fucking bad in siege battles. The other 2 armies got destroyed by the empire somewhere where I couldn't see, and that was how we "valiantly" triumphed. A handful random shmucks with beards in a castle stopped the tides of Chaos.