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Vinen

God is dead
2,791
497
I find this surprising with 3 people on 90k and a 2k mortgage. 60k take home, 36k after housing, 28k after cars 24k after utils. 32 bucks per day per adult and 2 dollars for the baby.
Have you really kept this much tabs on Noodle. His taxes are likely less since he has a stay at home and a kid.
 

Picasso3

Silver Baronet of the Realm
11,333
5,322
That you're overall pretty comfortable. I could live off 30 a day disposable until something fucked up then my baby would die in the ensuing famine.

Yeah taxes may be a big difference but i think a baby just gets you another 4k exempt? Meanwhile, family health insurance is like an extra 300 a month. I estimated most of the numbers based on whatever bills i found in his trash
 

Noodleface

A Mod Real Quick
38,360
16,251
That you're overall pretty comfortable. I could live off 30 a day disposable until something fucked up then my baby would die in the ensuing famine.

Yeah taxes may be a big difference but i think a baby just gets you another 4k exempt? Meanwhile, family health insurance is like an extra 300 a month. I estimated most of the numbers based on whatever bills i found in his trash
I barely spend any money - I don't even know where I would spend $30/day. We live pretty frugal lifestyles.
 

Picasso3

Silver Baronet of the Realm
11,333
5,322
I'm not trying to pull a cad, i just think I'm pretty good at being poor and my head would pop on that budget with a child. Living wise I think it's fine, I'm just surprised his position is not more "i could use some sanity money".

Maybe i sound like a dick, i repent.
 

Cad

scientia potentia est
<Bronze Donator>
25,824
50,693
I'm not trying to pull a cad, i just think I'm pretty good at being poor and my head would pop on that budget with a child. Living wise I think it's fine, I'm just surprised his position is not more "i could use some sanity money".

Maybe i sound like a dick, i repent.
You'd be surprised how little my household actually spends... asian wife = very frugal and we don't spend a ton. We lived on less than Noodle makes while I made 0 and paid $40k/yr in tuition in law school. Noodle does pretty well for himself.
 

Khane

Got something right about marriage
20,597
14,323
You'd be surprised how little my household actually spends... asian wife = very frugal and we don't spend a ton. We lived on less than Noodle makes while I made 0 and paid $40k/yr in tuition in law school. Noodle does pretty well for himself.
Uhhh. Dude, you've told us you got a full ride to law school. That's pretty fucked up on the respectability scale.
 

Borzak

Bronze Baron of the Realm
25,970
34,027
Working more than 8 hours a day gets old real fast. I switched jobs back in 2011 and the contract I was on wasn't finished, so I told them I'd work off hours to help transition. It was only 3 months and it was really good pay. I was sick of it after a month.
Never much cared for it. I rather work 6 day 12 hour shifts for a while and then take 2-3 months off.

Kind of blew my mind last year looking for a house the number of houses that had nearly 9,000 square feet living in them now. I saw a crapload of houses that were >5k square foot living. The agent and I didn't see eye to eye. She didn't udnerstand someone not really caring about crown moulding and such.

No desire to live in a house that echos.
 

Borzak

Bronze Baron of the Realm
25,970
34,027
There was a guy locally who went bankrupt while building his house. The agent trying to sell it told me it had 90k square feet in it. I saw it from a distance. 4 story and looked like a football field long. I saw it before I heard what it was. I thought it was some off campus building the college was building.


That's 2 acres of square feet. She wasn't having much luck selling it. Yeah let me buy a 3/4 finished 2 acre square foot house. I wouldn't even want to pay to heat and cool it.
 

Noodleface

A Mod Real Quick
38,360
16,251
I know you think we are poor(90k a year is poor now), but we are living comfortable. We live a simple life. I buy clothes at kohls and Sears. I buy food at stop n shop and Walmart. We drive Hondas. We have a bunch in saving if shit hits the fan. We are fine.

I probably spend like$3 a day if that if I want a donut and drink in the morning, otherwise I make food at home and drink water all day.

Not trying to be defensive anyways, just saying it's not as bad as you think.
 

Cad

scientia potentia est
<Bronze Donator>
25,824
50,693
Uhhh. Dude, you've told us you got a full ride to law school. That's pretty fucked up on the respectability scale.
Good memory, +1.
smile.png
 

chaos

Buzzfeed Editor
17,324
4,839
I'm kind of struggling, and it's my own fault for being bad with money forever. Nothing serious, just a little bit of a wakeup call realizing that things have the potential to be bad. So I'm giving myself a year to get my shit tovether, because I plan on looking for another job around that time.

Trying to get my wife to understand is the hardest. I'm supporting her etsy shop out of my paycheck because she doesn't run it like a business, plus paying for child care for our youngest, plus had to get a new car so we now have 2 car payments, plus random 200 dollar shopping trips to target or wherever, plus being historically irresponsible with money (both of us) and it adds up.

Next year will be done with my masters and have some loans to pay off, nothing major but still, another bill. So I'm trying to sort things out before hopping jobs.