I'm kind of struggling, and it's my own fault for being bad with money forever. Nothing serious, just a little bit of a wakeup call realizing that things have the potential to be bad. So I'm giving myself a year to get my shit tovether, because I plan on looking for another job around that time.
Trying to get my wife to understand is the hardest. I'm supporting her etsy shop out of my paycheck because she doesn't run it like a business, plus paying for child care for our youngest, plus had to get a new car so we now have 2 car payments, plus random 200 dollar shopping trips to target or wherever, plus being historically irresponsible with money (both of us) and it adds up.
Next year will be done with my masters and have some loans to pay off, nothing major but still, another bill. So I'm trying to sort things out before hopping jobs.