Dealing with private insurance. Holy shit. This is all new to me as I've always had the "luxury" of going to the VA. Moved to a new area that doesn't have a VA Hospital and the VA local clinic has a 6 month wait list, so figured I'd just go with private insurance since my work pays the premium anyhow. I don't honestly know how people do it. Nobody will tell me how much anything will cost because if the other side codes/bills it differently they'll be wrong, so I have to wait until it's already been coded and billed to find out. An initial consultation that was 15 minutes of my doctor just saying 'uhuh' 'uhuh' and then scheduling me a followup appointment, plus routine labs that showed my B12 was low as I suspected and had to convince her to test for, plus one B12 shot = $400 out of pocket! Then they wanted me to come in for a shot a day for a week, each visit costs $50 out of pocket. Had to fight with them to at least prescribe the shots and let me do them at home, which cost me $100 again completely out of pocket for the initial month of shots after my insurance telling me on the phone it would be the $10 copay for any month supply; guess it wasn't "medically necessary" which is nice for them to say when I was the one feeling like complete shit for like 3 years now.
Makes me miss getting shitty health care through the VA and having to pay a $9.80 for prescriptions that I realized only cost $3 over the counter. The VA was at least a cheaper level of incompetence.