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You can always get a loan from your bank if you want to buy from a private seller but still need financing. I think trade-ins are a rip off anyway. They will almost always drop the price by at least a couple thousand if you don't have a trade.
I will be paying cash for this vehicle. Looking for something in the $15-20K range so it's not going to be super new, but hopefully not a junker either.
I will be paying cash for this vehicle. Looking for something in the $15-20K range so it's not going to be super new, but hopefully not a junker either.