Grim1
Ahn'Qiraj Raider
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Because I enjoy it. It's a great feeling to stomp on people who deserve it. And you bunch of fools deserve it more than most.
Health Care Thread
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Guest, it's time once again for the massively important and exciting FoH Asshat Tournament!
Go here and give us your nominations!Who's been the biggest Asshat in the last year? Give us your worst ones!
fanaskin
Well known agitator
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well yeah both the insurance companies AND the law makers wanted that to happen, the exchanges can't work without destroying the individual market and forcing them onto the exchanges. it's not an either/or both the insurance companies and the lawmakers wanted that exact thing to happen for different reasons.
Fundamentally the individual market is dysfunctional if companies are forced to take pre existing conditions, so yeah the law is definatly encouraging them to do as you described.
tad10
Elisha Dushku
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I like how you've totally bought into Obama's "blame the insurance companies, not me" bullshit.
1. Of course companies are going to start rentseeking if that's what it takes to make a profit.
2. Under Obamacare companies had no choice but to throw people off their plans if they wanted any hope of making money. Therefore they threw people off their plans.
Don't blame companies for trying to make money that's what they're supposed to be doing, blame the President and Dems who told them you can only make money our way.
It's like blaming the dog for shitting on your lawn, when it was the dog's owner who put the dog on your lawn. Dog is going to take a crap, it is what dogs do, the blame is properly the owner's for giving the dog no choice but to take a crap on your lawn.
You honestly believe 40 million people will have their insurance cancelled when the employee mandate goes into effect?
Burnem Wizfyre
Log Wizard
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Loser Araysar
Chief Russia Reporter. Stock Pals CEO. Head of AI.
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Loser Araysar
Chief Russia Reporter. Stock Pals CEO. Head of AI.
- 80,149
- 160,362
2010 was the peak of tea party frenzy
2012 was a good indicator of the way people felt about it by then
2013 with ted cruz, government shutdown, etc. people have really began to get worn out by then.
an election like 2010 happens once, maaaaaybe twice in a century
2012 was a good indicator of the way people felt about it by then
2013 with ted cruz, government shutdown, etc. people have really began to get worn out by then.
an election like 2010 happens once, maaaaaybe twice in a century
Synj
Dystopian Dreamer
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In light of what just happened in the individual market why is this implausible? I'm not saying it will be 40 million cancellations, but I'm asking why you think there wont be a disruption of an exponentially larger magnitude once the employer mandate goes live?
And then there's this quote from the Federal Register:
http://www.forbes.com/sites/theapoth...der-obamacare/
"The Departments' mid-range estimate is that 66 percent of small employer plans and 45 percent of large employer plans will relinquish their grandfather status by the end of 2013," wrote the administration on page 34,552 of the Register. All in all, more than half of employer-sponsored plans will lose their "grandfather status" and become illegal. According to the Congressional Budget Office, 156 million Americans-more than half the population-was covered by employer-sponsored insurance in 2013.
I'd like your opinion on what makes this so ridiculous a notion considering we just had 5 million cancellations of a much smaller market and the employer mandate hasn't even gone through yet.
By cancellation I assume there's concern that people will be without coverage. Or are we worried our plan will be cancelled and immediately switched to one that includes mammograms?
Is there a reason to suspect that 156 million currently covered under employers will throw their hands up and say fuck it after their old plan loses grandfathered? Or just these huge 500% rate hikes we've been seeing?
Is there a reason to suspect that 156 million currently covered under employers will throw their hands up and say fuck it after their old plan loses grandfathered? Or just these huge 500% rate hikes we've been seeing?
Blakkheim
Karazhan Raider
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Burnem Wizfyre
Log Wizard
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You relate to that GIF, getting trounced by the masses due to your lack of intelligence.You are one cool-aid drinking mother fucker.
Siddar
Bronze Baronet of the Realm
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Why not?
Worst case numbers I heard is 54 million will have there plans canceled. So far 4 million have lost coverage in a segment that only covers 5% of population. Employee based plans cover 49% of population so the 40 million seems to be a fairly reasonable number if employer provided health insurance follows the same path as individual health insurance.
As I understand it part time workers working less then 30 hours a week will automatically have there plans canceled and be sent to individual health insurance system.
Grim1
Ahn'Qiraj Raider
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The CBO predicted months ago that at least 30 million people will lose their work based insurance because of ObamaCare. And it is possible that close to 100 million people will be negatively effected. That's one of the main reasons the employer mandate was pushed back until after the 2014 elections. If you think the rage is bad now wait until over 30 million people have been fucked over by Obama and his lies.
Flipmode
EQOA Refugee
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Their motivation was simple. Cancel plans of people that were 1. High risk and 2. Had made prior claims that they had to pay out on this making the plans they had not worth what they paid. All along insurers intended to dump these people into the exchanges to increase their bottom line. What's so hard to understand about this part?
1. Because typically employers don't buy the cut rate or outright scam plans that people are exposed to
2. Even if they do get cancelled due to grandfathered status do you think the firms will stop offering insurance? Will there be some lack of competition when 50+ person firms start looking at standardized plans in one central location that easily pay out 25k/mo in premiums?
3. Do you think small businesses will forego the 40% or so premium tax credit awarded 2014 and 2015? Will that not perhaps even create some additional business?
4. Do you think the small businesses that will be able to negotiate as a large collective on the SHOP program will not be able to find as competitive rates?
5. Do you think the employer having to pay a fine for not offering health insurance, or having an employee go through the exchange will make them look into providing it?
5. The only thing you understand are typical lies, misinformation, and other outright fanatical horseshit everyone spews that loves to hate this program without reading anything about it. Employers with over 50 employees will have to pay a $2000/FTE penalty for every FTE (30+ hr) over 30 starting 2014. If they already offer insurance, no one cares because ACA WANTS EVERYONE TO HAVE/PAY INTO insurance. There is a legitimate concern that every employer on earth will cut everyone to part time to avoid the thresholds of 10, 25, and mainly 50 FTE.