Vinen
God is dead
- 2,791
- 497
Your property taxes are cheap as shit
Property taxes are ~9,000 for assessed value of ~700K
Pay ~ 400/year for water
Town just outside Boston, MA
How much income is enough?
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Your property taxes are cheap as shit
Property taxes are ~9,000 for assessed value of ~700K
Pay ~ 400/year for water
Town just outside Boston, MA
Furious
Ahn'Qiraj Raider
- 2,950
- 5,026
Vinen
God is dead
- 2,791
- 497
Yeah. The town fucked up when they first figured out the taxes on my unit and accounted for the entire floor-space (unfinished basement). House went through a condo-conversion when the builders gutted it and built a second unit in the backyard.
Wanted to charge me 13K/year.... Nope'd into the town hall and got that fixed.
BrutulTM
Good, bad, I'm the guy with the gun.
- 14,736
- 2,626
Another way that you get nailed for living in a high cost of living area. Less expensive areas tend to have lower rates AND lower property values == Lower taxes. Same house in a small town vs. someplace like San Francisco costs 1/3 as much and you pay 1/3 the taxes on it. Even if your salary is twice as much, you're just breaking even if that. I remember when I was making $80k in the Bay Area living in a 1 bedroom apartment and shopping for $500K condos and my brother was making $45K in Montana and owned a 4 bedroom house with a huge yard with a mortgage that was roughly the same as my rent.
Jalynfane
Phank 2002
- 719
- 563
First off, we don't take any subsidies or hand outs. It is not impossible to live without them as some claim.
2 kids is not "pumping out kids", ffs one graduates before too long.
We do all the home repair we can. We buy real food, not boxed meals. We save about 6-10% each pay period. $39k is enough, we have no debt other than the mortgage, and it was after the crash so we did real good.
I'm not buying every console as it comes out or every game on steam here, and living with no bullshit payments each month is very refreshing. If I could go back 30 years and tell myself to not play that OMG get a super high paying job and new car game I would have had a much more mellow adulthood and less crow's feet now. More hair maybe too? Heh.
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OU Ariakas
Diet Dr. Pepper Enjoyer
- 7,438
- 21,074
Only if you fall into that trap. When something like 3/4 of the country is living paycheck to paycheck the term wealth is disingenuous.
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Aldarion
Egg Nazi
- 9,935
- 27,373
Good for you. I bet you're happier than 99% of the rick fucks in this thread making >200k combined income, claiming theyre middle class, and always wishing they had more money.
Growing up my family had 9 kids (4 adopted) and a single income of 50k. I had an awesome childhood. When people tell you youre doing your kids a disservice (particularly people who dont even have kids) you should directly and clearly tell those people to go fuck themselves.
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Noodleface
A Mod Real Quick
- 38,353
- 16,240
Yeah I don't know how people can lecture others on that shit. If he was like hey I make 39k with 30 kids and I can't feed them and they wear potato sacks for clothes and I want to kill myself. Maybe...
moonarchia
The Scientific Shitlord
- 24,450
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Noodleface
A Mod Real Quick
- 38,353
- 16,240
AladainAF
Best Rabbit
- 12,941
- 31,083
This is something else I was going to delve into, but this is also very true, it seems. I was "comfortable" making 65k a year 7 years ago with me and my wife. Even after our son, we found it pretty easy to manage.
But now my wife and I are making more than 6 times that we're worrying about money more than ever before. It's bizarre. But it seems the more you make the more you start to worry. It's certainly nothing we think about every day, but its in our minds more than it used to be.
I think it goes from (in order from poor to uber rich) scared shitless... worrying... sorta comfy... comfy ... scared shitless... worrying... sorta comfy... comfy.
AladainAF
Best Rabbit
- 12,941
- 31,083
Lots of varying factors. Texas, for example, has insanely high property tax rates, but there is no state income tax so it kinda offsets. Some places, like New Jersey, have both a really high property tax rate, and a state income tax.
iirc, my property tax on my house I'm in now is about $8,000 with deductions ($10,500 without deductions) and it's valued around 500k. It's also in one of the lowest taxed areas in the state, at 2.03% while still getting city services. Most places in the Austin area are 2.8-3.2%.
Asshat wormie
2023 Asshat Award Winner
- 16,820
- 30,968
It's not a trap, it's human psychology. If you make 500k but live around people who make 5 million you feel less happy than if you were making 50k but were surrounded but those who make 25k.
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ZyyzYzzy
RIP USA
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- 48,789
Make 500k, surround yourself by people that make 25k. You are extremely happy and they are extremely unhappy. Thanks again poor people
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