Marriage and the Power of Divorce

  • Guest, it's time once again for the massively important and exciting FoH Asshat Tournament!



    Go here and give us your nominations!
    Who's been the biggest Asshat in the last year? Give us your worst ones!

Khane

Got something right about marriage
20,346
14,012
Here's a very simple answer Onoes. By thinking you can treat everyone because you're better off than they are you are immediately a condescending asshole. Just because you are "the most well off of anyone you know" doesn't mean everyone you know is a pity case. Allow people to be your friends, not your subordinates.

Just don't hang out with the fuckwads who don't know how to have real, personal relationships with people like that idiot doctor.
 

Phazael

Confirmed Beta Shitlord, Fat Bastard
<Aristocrat╭ರ_•́>
14,669
31,540
Yeah, I am well off (mostly due to wife) but I also know that I had a lot of help in my leaner years, so I don't mind repaying the karmic pool a bit by floating friends so they can hang out stress free. Fuck its not like my fat ass is going to live to 100 anyhow and you can't take it with you.
 

BrutulTM

Good, bad, I'm the guy with the gun.
<Silver Donator>
14,674
2,535
They cited a survey on Freakonomics a while back and they said that when they asked people if they had an unexpected $2000 expense with 30 days notice if they would be able to pay it (INCLUDING with a credit card) only 50% of Americans said that they could pay it. That blew my fucking mind. I mean I know a lot of people aren't savers but not even having $2k of room on your credit card is bananas.

And yes, if someone asks you for money and you help them out then that's great, but if you insist on throwing money around and/or paying for everything when you are out with your less well-to-do friends then you're being a big shot, not being generous and they will definitely resent you for it as they should.
 

Palum

what Suineg set it to
26,579
41,420
Drives me nuts, too. I finally got into a 6 figure position a year ago after starting off making 14/hr for the company two years before. I have a good amount of debt between student loans, what's left on my car and 17k left from surgery that my insurance only partially covered (medical costs are bananas). I never really struggled with it per se but until recently I couldn't just put down 2K a month extra on whatever debt and still have a decent lifestyle.

But I've become fairly frugal to a point and even my GF is starting to get annoyed that I'm pushing for her to get a higher paying job and cover more of her share of the monthly bills. It's like fuck, I could go buy a GTR too, but I don't because I want to get rid of all of it and get a house within two or three years. I'm sure I could have a much more lavish lifestyle paying minimums on everything and pissing away money, but it certainly wouldn't be spent on all of my mooching friends (thankfully only really two of those, rest are good) or family who just want me to buy airfare or toys for them all of a sudden.
 

Cad

scientia potentia est
<Bronze Donator>
25,447
49,127
If you have to pay for your friends to get them to go out with you, they aren't your friends. Treating once in a while just to be a cool dude is one thing, but when you act like a shithead because a wealthy guy doesn't pay for you, you're just being a shithead. You're not his kid, he's not plundering your vagina, he has no obligation to pay for you.
 

Palum

what Suineg set it to
26,579
41,420
If you have to pay for your friends to get them to go out with you, they aren't your friends. Treating once in a while just to be a cool dude is one thing, but when you act like a shithead because a wealthy guy doesn't pay for you, you're just being a shithead. You're not his kid, he's not plundering your vagina, he has no obligation to pay for you.
Yea, thankfully the two 'friends' I have like that aren't, they're just part of the collective, I wouldn't invite them anywhere.
 

Palum

what Suineg set it to
26,579
41,420
Whoever abides by that statement is a fool.
Well it's not wrong, but you don't have to get yourself into that relationship. I've known plenty of people whose day to day is ruled by meeting the demands of their woman. Some are just fucking dumb, but others are stuck between a rock and a hard place with kids/property/etc to consider and their wives suck every ounce they can out of the relationship without pushing the barrel off the falls to cause a divorce.

This is one of the main reasons why I remain very skeptical of women whose primary goal is just to have kids (as opposed to finding the right mate), but also of marriage in general. People suck all around, I've seen seemingly amazing women turn into shitheads as soon as the ring is on. Similarly had a friend whose girlfriend of fourteen months dumped him because she was ready to have kids and he wanted to wait. Up until that point they were inseparable and probably belonged on a hallmark card. She literally told him she wanted to be pregnant within three months.
 

Onoes

Trakanon Raider
1,460
1,225
A.) You don't know my friends, most of them are pity cases. When you are in your 30's or 40's and live with your parents and have a part time minimum wage job (or no job), you are a pity case in my book. I'm fairly certain none of them see me as a condescending asshole when I invite them out. I don't do it all the time, and I alternate which friends I invite to what, but I literally have friends who don't even have vehicles any more, so unless you go pick them up, they can't do anything. I do also have friends who are doing pretty well, but are just terrible with money. We hang out plenty doing things that don't cost anything, but yes, often when I want to do something else, and the limiting factor is "no one is going to be able to go see Guardians of the Galaxy with me unless I'm buying" I just pick up a few tickets and treat people. At no point has this seemed to bother anyone.

B.) At no point did I act like a shithead because the rich guy didn't pay. It annoys me knowing someone in the room makes my yearly salary in a couple of weeks, and I'm the one footing the bill (Especially in the example case, where he invited me), but I made no "big deal" of it. I was just secretly annoyed. The same way I'm secretly annoyed when I hold the door for someone and they walk past without thanking me. Yeah, you didn't have to, I get it, I still think its a dick move.

C.) Why's everyone so pissy today? Jeezus

rrr_img_75598.jpg
 

Xequecal

Trump's Staff
11,559
-2,388
They cited a survey on Freakonomics a while back and they said that when they asked people if they had an unexpected $2000 expense with 30 days notice if they would be able to pay it (INCLUDING with a credit card) only 50% of Americans said that they could pay it. That blew my fucking mind. I mean I know a lot of people aren't savers but not even having $2k of room on your credit card is bananas.

And yes, if someone asks you for money and you help them out then that's great, but if you insist on throwing money around and/or paying for everything when you are out with your less well-to-do friends then you're being a big shot, not being generous and they will definitely resent you for it as they should.
I got in trouble for this at work because I assumed the same. Nope. At work we can buy short term disability insurance. Our employer gives us long term for free, it kicks in one month after you become disabled. Short term, which you must pay for, kicks in after 14 days instead. All you get from short term is 16 days of your regular pay, should you become disabled or unable to work due to a medical condition.

I take home about $1500 per pay period after taxes and 401k contribution, and they want $37 per pay period for short term. I looked at this for about thirty seconds and exclaimed that it's about the biggest ripoff I've ever seen, and only a complete idiot would ever buy it. Yeah, whoops. Every other employee there except the other single male buys it. I tried to explain that after 18 months you'll have paid them more than you can ever get back, that they'll get taxed twice on any payout, etc. No headway.

"You don't have kids, you don't understand. You can't go without being paid for two weeks, it just doesn't work."

Many of these people are in six figure income households, but they still can't even survive losing the lower income for two whole weeks.

I asked why they don't just save the $37 instead, as its very unlikely they would become disabled in the near future. Multiple responses along the lines of, "Well if it's just sitting in your bank account, it's not like you're not going to spend it!"
 

Blazin

Creative Title
<Nazi Janitors>
6,958
36,175
I constantly pay for meals with family and friends and it can be a lot, but I feel shitty if I don't, but it's starting to be too much. I'm spending near 20,000 a year right now on eating out (we do it a lot). I like spending time with family but at $160 a night it really starts adding up. I have three brothers their family incomes are around $65,000, $80,000 and $115,000 so I know they could afford to pay sometimes but just like Eomer was saying I don't want them to secretly be pissed that I'm not paying when I have significantly more.

I don't think only frugal people become wealthy, but being smart with your money and being wealthy certainly go together. I'm just going to set a stricter budget and try to stick to it, it always feels awkward for me to say "hey throw in $40 or something"
 

Famm

Ahn'Qiraj Raider
11,041
794
Aren't doctors stuck with fucking ridiculous student loans for a long time after spending half their life in school and then working half ass bullshit in the early part of their career? I agree nickel and diming the wine bottle on the bill is fucking bullshit though. That's not expecting the rich guy to float you, its just expecting another adult not to tacky up the evening by quibbling about who owes what on the itemized dinner tab.
 

Noodleface

A Mod Real Quick
38,279
15,112
My friend, a dentist, makes around $150k/year fresh out of college. Told me his school loans are in the order of $400,000 and his monthly payment is something absurd like $3000 (not sure what plan he is).

I think ya'll bros are overthinking it and crazy. When I go out with friends, usually the same ones each time, we take turns paying for shit. I paid last weekend, so this weekend someone else pays. I don't pay for people unless I know they're hard off and don't mind - the last thing I want to do is insult someone by treating them like they're poor.
 

Khane

Got something right about marriage
20,346
14,012
Aren't doctors stuck with fucking ridiculous student loans for a long time after spending half their life in school and then working half ass bullshit in the early part of their career? I agree nickel and diming the wine bottle on the bill is fucking bullshit though. That's not expecting the rich guy to float you, its just expecting another adult not to tacky up the evening by quibbling about who owes what on the itemized dinner tab.
Yes but their salaries and bonuses more than make up for it.

Onoes, your friends are losers. Find friends who aren't. Unless you just keep them around because you like feeling superior to people.
 

Khane

Got something right about marriage
20,346
14,012
I think ya'll bros are overthinking it and crazy. When I go out with friends, usually the same ones each time, we take turns paying for shit. I paid last weekend, so this weekend someone else pays. I don't pay for people unless I know they're hard off and don't mind - the last thing I want to do is insult someone by treating them like they're poor.
I think this is the way it is for most normal people who have actual, real friends. It isn't even a topic of discussion for myself and my friends. Sometimes we split the bill, sometimes someone picks it up, sometimes I pick it up and it is never even close to an issue. Of course I don't have any friends who have fallen on hard times or are just straight up losers.
 

Tenks

Bronze Knight of the Realm
14,163
607
Hm I really only have one close friend and we've never combined/picked up each other's bills unless we had a gift card or something. Even now that we do the couples date thing at least twice a month we don't do it.
 

chaos

Buzzfeed Editor
17,324
4,839
Damn Khane you are cold as fuck. Someone falls on hard times and you just cut them loose like that?
 

Khane

Got something right about marriage
20,346
14,012
Damn Khane you are cold as fuck. Someone falls on hard times and you just cut them loose like that?
Nah. It's just that it hasn't happened to any of my friends. They are all successful, healthy, happy people.
 

iannis

Musty Nester
31,351
17,656
It'll generally take a doctor about 10 years to claw his way out of the debt of his training. It's pretty much intentional. Young doctors are the workhorses. Repaying that debt is extended training. There are multiple culls, which ensures that a 35-50 year old doctor is a pretty specific type of person.
 

The Ancient_sl

shitlord
7,386
16
See, that's kind of the mentality I'm talking about. If you are going out in the first place, we can assume you like the people you are going out with, otherwise why are you going out? So, lets assume at this point you are going out with friends. Lets then assume you do this maybe once a month? Hell, lets assume twice a month. Now, lets say you have 50k saved up, and make roughly 2k a week. Lets also assume you can be pretty sure your friends have nothing saved up, or at most a couple thousand, and you know they each make maybe $500 a week. The average dinner bill is going to be around $100.

At that point, even if you payed for every meal, every time, you would be out just over 1 weeks worth of pay per YEAR. That in no way is going to harm your finances. If you limited it to once a month, or just payed every other time, you would be out only a couple of days worth of pay per year. In return you are able to spend all of that time with good friends who might otherwise not be able to afford spending that time with you.

I say this from a position of being the most well off of anyone I know. If I invite people out, I tend to throw in "Hey, do you want to go down to the the wine bar for dinner and drinks, on me?" because I know that otherwise the answer will be no, or that they will say yes and spend money they don't really have. Now, if I don't feel like carrying people, I simply don't invite those people, or I don't go out. No one is "guilt tripping" me, I honestly feel like having good times with friends is worth a certain financial cost to me. To me its no different that buying board games, or hosting parties. No one else I know can afford it, we all enjoy it, I can afford it, so I do it. I don't have too, I like too.

I'm saying that I buy a round of drinks and am out $30 and in my head I think "Ok, $30, that's an hour of work for me, no big deal", while I have been out with a doctor who make $36,000 per two weeks (That was his take home check after taxes), who said "Well, I only had one glass, do I need to pitch in $5 or something?" about a $36 bottle of wine, of which he had drunk a 3rd (3 full glasses between 3 of us). I said "Don't worry about it, it's on me.", and secretly went "What a fucking asshole" as he's the one who invited us out in the first place.

I guess its established that I'm often too nice, and get walked on as a result. I tend to trust people, and hope that everyone would act in a way that makes other peoples lives better having encountered them. I genuinely try to make sure that people are in a better mood after having encountered me than they were before. I'm not always successful, but I think if you took a poll of people who know me, they would say something to the effect of "Mikel is the happiest person I know, he's a joy to be around". Money is just another means of accomplishing that to me. I get annoyed when people have more than they could ever use, and hoard it for no reason, when giving a little bit here and there would make a lot of other peoples lives much better at little to no cost to themselves. /shrug
You are fine, I have no idea why people got so salty towards you.

Also people don't get rich by being cheap, people get rich by making boatloads of money and not being extravagant. Treating friends to drinks has fuck all to do with that.