When I was leveling up in culinary school, one of the gems of wisdom my chefs used to always stress was the following:
If you pay .50 for a slice of pizza, and the pizza is shitty, you've still overpaid.
Now, the numbers game is very real, and a major reason why I played both TSW and SWTOR but ended my subscription after so many months. Looking at the content in both games, knowing what I pay for every month etc...it is not worth the subscription price. I don't give a fuck if it's less than the price of a movie.
Coming in here and saying people are financially strapped because they recognize the value (or lack thereof) of a game is a terrible argument. If you buy that shitty .50 pizza, find it sucks, do you go back for another helping next month?
No, you don't, but if someone at a party brings an entire pizza for free, hey, you might grab a slice.
I can drop retarded amounts of money on things that I love but without even breaking it down like Tanas has, anyone intelligent enough can tell you that if they aren't enjoying it, (and not many do because it's fucking worthless) it's entirely not worth the money. Even if you're grabbing a few hours of entertainment here and there.
Moontayle has been the only person who has really liked major parts of the game, and that's fine. If you get enjoyment out of it, you decide where your money goes. But moon has also been adamant that the game has many issues, and if you're not as willing (or unable) to overlook those issues then you'll want to spend money elsewhere.
TSW has one thing over SWTOR, and that's that it's FTP model is the exact same experience you got as a paid subscriber.
But in swtor, what many people are getting for free is KOTOR 3, with a bunch of stupid shitty crap in the middle, and the inability to play without restrictions. If you think people bowing out from paying for that game for what it is is because they are "financially strapped", than I am sure Perfect World entertainment is right up your alley.