Health Care Thread
- Thread starter a_skeleton_03
- Start date
-
Guest, did you like the last podcast notification?? Well here's the second one, and for the third podcast! Yep. This Thursday 8-8-24 at 7pm Central
Go here to check out his podcast thread for info on topics and links!Go into the FoH discord and find the Happy Time Fun Hour channel and give it a listen!
Vaclav
Bronze Baronet of the Realm
- 12,650
- 877
No, subsidies are Federal - expanded Medicaid is completely separate. (Note: Subsidies won't apply to you if you're on Medicaid or Medicare though - besides the old ones that already existed - also I don't THINK they apply to secondary insurance [although their value outside of Medicare seems quite limited to me now as well])
Goatface
Avatar of War Slayer
- 9,679
- 15,084
hmm, i am clearly poor, but single and the results only say i can buy coverage through the marketplace and not eligible for tax credit or cost sharing reductions.
when i dig around on the website it will take me to a pages explaining that Medicaid wasn't expanded and talk about going to my area's free clinics
when i dig around on the website it will take me to a pages explaining that Medicaid wasn't expanded and talk about going to my area's free clinics
Asshat wormie
2023 Asshat Award Winner
- 16,820
- 30,968
Did you follow this advice:
How to Apply for the Cost-Sharing Subsidy
Apply for the reduced cost-sharing subsidy through your state's health insurance exchange while you're shopping for health insurance. You can apply for the premium tax-credit subsidy and the reduced out-of-pocket-maximum subsidy at the same time. Be prepared to give the exchange information about your income, family size, and employer if you have a job.
Except for special circumstances, you can only enroll in health insurance through your state's health insurance exchange during an open enrollment period. The first ever open enrollment period is October 1, 2013-March 31, 2014. Open enrollment will be every October 15-December 7 thereafter.
If you enroll in a silver-plan and receive the subsidy but your income changes during the year, let the health insurance exchange know. If your income went down, you may be eligible to have your cost sharing reduced even more.
?
Vaclav
Bronze Baronet of the Realm
- 12,650
- 877
How poor are we talking? And being that I've not used the website personally (Medicare) I'm not sure what terminology it falls under - the subsidy isn't a tax credit for sure though - could be a "cost sharing reduction".
Also what state are you in? (Does effect where the subsidy starts in many cases in addition to being Medicaid relevant)
Goatface
Avatar of War Slayer
- 9,679
- 15,084
i figured it out, where my state hasn't expanded Medicaid coverage and fed help starts at a certain point, if you are below that no help at all.
was playing around with one of the calculators, there is a point where you can pay 23% of your household income then earn $50 more and only have to pay 2%
was playing around with one of the calculators, there is a point where you can pay 23% of your household income then earn $50 more and only have to pay 2%
uncognito
Trakanon Raider
- 1,181
- 754
I just met with a obamamcare specialist or whatever in person to try and figure this out..
It seems i made 40$ more last year than the maximum aloud for medicare requirement($12,172ish).
The guy told me he would try and do everything he could to fudge the paperwork or whatever to get me into medicare but that i should not hold my breath.
It seems i made 40$ more last year than the maximum aloud for medicare requirement($12,172ish).
The guy told me he would try and do everything he could to fudge the paperwork or whatever to get me into medicare but that i should not hold my breath.
Vaclav
Bronze Baronet of the Realm
- 12,650
- 877
Eh, relatively easy - get a lawyer - wait between 1 to 5 years with a few doctors visits that you probably needed anyhow. Time consuming is the main thing. Wasn't trying to imply it was easy though - but it sounds like the most sensible path for him in the longrun.
(Although that's for D/A approval there's a delay before Medicare kicks in after that - I think it was like 4 months but its been a while)
Sorry, just a sore area I guess. I know you're good people.
The first post just made it sound like you can walk in and walk out with disability a few hours later.
The first post just made it sound like you can walk in and walk out with disability a few hours later.
Gavinmad
Mr. Poopybutthole
- 43,267
- 52,290
Or if you're in a bankrupt state like Illinois, you can get a lawyer, wait a few years, and get denied anyway because the state has no money.
Gavinmad
Mr. Poopybutthole
- 43,267
- 52,290
Vaclav
Bronze Baronet of the Realm
- 12,650
- 877
It's Federal - there's no reason the Federal judges there should rule any differently.
lurker
Vyemm Raider
- 1,476
- 3,149
Why do we do a survey of 23,000 people? Why aren't the actual numbers available?