Health Care Thread

Ninen · Nov 15, 2014

And what he said is 100% true. Of Obamacare, of Romneycare, and of every insurance under the sun. Those who pay but never have a major claim are what allows that small fraction of people TO get claims paid out at current "reasonable" premiums.

His biggest problem, in todays 100% wired, 100% recorded environments, is he's too blunt; he said several things that make wonderful soundbites for the other side and they make Joe Hick in Iowa feel bad about dropping out of middle school.

Royal · Nov 15, 2014

Ninen_sl said:
His biggest problem, in todays 100% wired, 100% recorded environments, is he's too blunt; he said several things that make wonderful soundbites for the other side and they make Joe Hick in Iowa feel bad about dropping out of middle school.

Actually they make Joe Hick feel that Gruber would have turned out smarter had he dropped out of middle school. You underestimate the hubris of the modern day Hick.

uncognito · Nov 15, 2014

I had a $260 or so monthly credit with connect for Colorado to use towards a health plan, but they just called to tell me that i have medicaid now instead (if i want it?)... but i was told that medicaid blows and i will never be able to find a neurologist if i have it.

not sure what i should do.
anyone have any experience with this?

Palum · Nov 15, 2014

uncognito_sl said:
I had a $260 or so monthly credit with connect for Colorado to use towards a health plan, but they just called to tell me that i have medicaid now instead (if i want it?)... but i was told that medicaid blows and i will never be able to find a neurologist if i have it.

not sure what i should do.
anyone have any experience with this?

Yes, basically a lot of those specialty services are for life threatening stuff only. My GF is still on the equivalent plans here because her employer has not yet gotten big enough to require health coverage and they basically won't let her go to a neurologist for migraines or an allergist to solve her miserable living conditions for months every year because they aren't life threatening. They may give you a 'tease' appointment or three but not enough to go through proper diagnosis or treatment of anything more severe than 'oh just take some of these generics'.

Vaclav · Nov 15, 2014

uncognito_sl said:
I had a $260 or so monthly credit with connect for Colorado to use towards a health plan, but they just called to tell me that i have medicaid now instead (if i want it?)... but i was told that medicaid blows and i will never be able to find a neurologist if i have it.

not sure what i should do.
anyone have any experience with this?

Medicaid and its quality varies state to state - Medicaid in Maryland covered neurologists for me, I'd think Colorado would be good with it, but you'd have to check locally.

spronk · May 13, 2015

thanks, obama
Man Who Would Rather Go Blind Than Get Obamacare Now Going Blind

Gavinmad · May 13, 2015

I was going to neg you for posting a Gawker link, but the Schadenfreude from that article was so good I practically nutted in my pants.

Eidal · May 13, 2015

spronk_sl said:
thanks, obama
Man Who Would Rather Go Blind Than Get Obamacare Now Going Blind

"There's a lot of talk about personal responsibility in health care reform," the Observer observes, "so it's probably fair to note that Lang is a smoker who has, by his own account, been inconsistent in his efforts to control his diabetes."

Royal · May 13, 2015

Gavinmad_sl said:
I was going to neg you for posting a Gawker link, but the Schadenfreude from that article was so good I practically nutted in my pants.

TheCharlotte Observer articlehas an even better pic included with it. You can plainly see the pack of Marlboro Menthols in his shirt pocket for bonus Schadenfreude points. This guy should become the poster child for getting people to vote against their own self-interest; drinking the Kool-aide so deeply that he no longer knows what his own self-interest, and who actually legislates with them in mind, even is anymore. The level of intellectual disconnect he has is staggering.

Better grab ahold of those bootstraps while you can still see 'em brotha. Tell that wife of yours to go out and get a couple of low skill, low wage jobs while your're at it. Telling yourself "it's all darkie's fault" will make those braille lessons go down easier.

lost · May 13, 2015

Hawaii's $205 Million Obamacare Exchange Implodes | Americans for Tax Reform

Despite over $205 million in federal taxpayer funding, Hawaii's Obamacare exchange website will soon shut down. Since its implementation, the exchange has somehow failed to become financially viable because of lower than expected Obamacare enrollment figures. With the state legislature rejecting a $28 million bailout, the website will now be unable to operate past this year.

Big Phoenix · May 13, 2015

Oh Grover. How have our taxes gone up if every right wing politician promised not to raise them?

Picasso3 · May 13, 2015

Well at least it didnt explode

Heylel · Dec 16, 2015

The entire purpose behind insurance is pooled risk. You might not be a fat fuck, but you might also slip and fall off your roof cleaning the gutters. Shit happens. The actuary tables are designed to minimize that risk for everyone, and your premiums are theoretically related to your overall risk to the pool.

Now take that, and turn it into a runaway business model where there are a thousand ways to skim, pad costs, and deny payments. That's our health insurance system.

Merrith · Dec 16, 2015

fanaskin_sl said:
I don't know why you'd be amazed when people repeatedly said that would happen.

When I'm responding to someone and I say "you", I don't mean me. I'm not surprised at all.

Rescorla_sl · Dec 16, 2015

Picasso_sl said:
Like who... there's a 2k fine per employee for all employees if you have over 50.

Do you realize that the $2k fine per employee is significantly cheaper than what it costs for an employer to provide private insurance to an employee?

Borzak · Dec 16, 2015

Merrith_sl said:
You'd be amazed at all those businesses who lowered the maximum available hours for hourly employees to below an average that wouldn't subject them to fines.

I know 2 companies that eliminated part of their "scope" of work and instead now subcontracts that out so they could get under 50.

The biggest impact on businesses I have worked with is they used to require 6 months or whatever to be employed there to get insurance. Lots of turnover and short duration work where guys expect to jump around a lot. Often they'll ask to get a layoff come hunting season for instance.

I think the maximum now is 30 days or something.

Cad · Dec 16, 2015

The whole US healthcare system is completely retarded. Do you guys understand that by asking for lower premiums, you are asking for the insurance company to pay out less? How do they pay out less? BY DENYING YOUR FUCKING CLAIMS. But not "your" claims. "Other people's" claims.

The cost of healthcare in this country is atrocious because we have no govt price controls/limits. Pharma gouges us out the ass for drugs. Nobody wants to pay for hospitals but they want the best care when they need it. Unpaid bills in hospitals get turned into exorbitant bills for other patients because they have to stay in the black. Still real hospitals largely lose money.

At the same time you have scam-ass doctors running "surgical centers" and "24 hour care" centers that charge like an emergency room or hospital but have much lower costs. Your insurance pays for these guys to make millions each year.

But you want to make it political and have it be about "Obamacare" because the ACA prevented insurance companies from using most of the very common ways to deny your claims. Which of course raises costs... now they actually have to pay claims. Are you dumb mother fuckers actually upset the insurance companies have to pay claims now? Think about it.

What we need is single payer so the govt can get price controls in place and take the profit motive out of the insurance and health care business.

But you dumb fuckers probably think thats an Obama plot to take your guns. It's shocking how politically divisive you guys can be.

Merrith · Dec 16, 2015

Borzak_sl said:
I know 2 companies that eliminated part of their "scope" of work and instead now subcontracts that out so they could get under 50.

Brilliant. People should never underestimate businesses' desire to not alter their business plans with unnecessary things like health care for employees

Cad · Dec 16, 2015

Merrith_sl said:
Brilliant. People should never underestimate businesses' desire to not alter their business plans with unnecessary things like health care for employees

Shouldn't put it on businesses to act in the best interests of their employees or customers. Businesses should act in the best interests of the business. Govt should act in the best interest of the citizens. Wonder which of these should be handling health care?

Merrith · Dec 16, 2015

Cad_sl said:
Shouldn't put it on businesses to act in the best interests of their employees or customers. Businesses should act in the best interests of the business. Govt should act in the best interest of the citizens. Wonder which of these should be handling health care?

I don't disagree at all in principle.

Health Care Thread

Ahn'Qiraj Raider

Connoisseur of Exotic Pictures

Trakanon Raider

what Suineg set it to

Bronze Baronet of the Realm

FPS noob

Mr. Poopybutthole

Molten Core Raider

Connoisseur of Exotic Pictures

Pronouns: zie/zhem/zer

Silver Baronet of the Realm

Trakanon Raider

Golden Baronet of the Realm

shitlord

Bronze Baron of the Realm

scientia potentia est

Golden Baronet of the Realm

scientia potentia est

Golden Baronet of the Realm