This is all true.The whole US healthcare system is completely retarded. Do you guys understand that by asking for lower premiums, you are asking for the insurance company to pay out less? How do they pay out less? BY DENYING YOUR FUCKING CLAIMS. But not "your" claims. "Other people's" claims.
The cost of healthcare in this country is atrocious because we have no govt price controls/limits. Pharma gouges us out the ass for drugs. Nobody wants to pay for hospitals but they want the best care when they need it. Unpaid bills in hospitals get turned into exorbitant bills for other patients because they have to stay in the black. Still real hospitals largely lose money.
At the same time you have scam-ass doctors running "surgical centers" and "24 hour care" centers that charge like an emergency room or hospital but have much lower costs. Your insurance pays for these guys to make millions each year.
But you want to make it political and have it be about "Obamacare" because the ACA prevented insurance companies from using most of the very common ways to deny your claims. Which of course raises costs... now they actually have to pay claims. Are you dumb mother fuckers actually upset the insurance companies have to pay claims now? Think about it.
What we need is single payer so the govt can get price controls in place and take the profit motive out of the insurance and health care business.
But you dumb fuckers probably think thats an Obama plot to take your guns. It's shocking how politically divisive you guys can be.
Additionally, a huge source of cost to the government is all the fucking medicaid ass holes using the ER as a walk in clinic. Most of the volume in the ER is this kind of shit, especially Pedi ER's.