Health Care Thread

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Kedwyn

Silver Squire
3,915
80
The whole US healthcare system is completely retarded. Do you guys understand that by asking for lower premiums, you are asking for the insurance company to pay out less? How do they pay out less? BY DENYING YOUR FUCKING CLAIMS. But not "your" claims. "Other people's" claims.

The cost of healthcare in this country is atrocious because we have no govt price controls/limits. Pharma gouges us out the ass for drugs. Nobody wants to pay for hospitals but they want the best care when they need it. Unpaid bills in hospitals get turned into exorbitant bills for other patients because they have to stay in the black. Still real hospitals largely lose money.

At the same time you have scam-ass doctors running "surgical centers" and "24 hour care" centers that charge like an emergency room or hospital but have much lower costs. Your insurance pays for these guys to make millions each year.

But you want to make it political and have it be about "Obamacare" because the ACA prevented insurance companies from using most of the very common ways to deny your claims. Which of course raises costs... now they actually have to pay claims. Are you dumb mother fuckers actually upset the insurance companies have to pay claims now? Think about it.

What we need is single payer so the govt can get price controls in place and take the profit motive out of the insurance and health care business.

But you dumb fuckers probably think thats an Obama plot to take your guns. It's shocking how politically divisive you guys can be.
This is all true.

Additionally, a huge source of cost to the government is all the fucking medicaid ass holes using the ER as a walk in clinic. Most of the volume in the ER is this kind of shit, especially Pedi ER's.
 

Seananigans

Honorary Shit-PhD
<Gold Donor>
13,702
34,219
There's a difference betweenindirectlypaying for other people's shit via the interconnectivity of complex systems and inefficiencies of a private insurance system (which I've never been a fan of, it's a load of horseshit), and being mandated by the government todirectlypay 3x more for these same people. Surely you intelligent folks understand the difference, and why a person might be frustrated with "Obamacare?"
 

Picasso3

Silver Baronet of the Realm
11,333
5,322
Do you realize that the $2k fine per employee is significantly cheaper than what it costs for an employer to provide private insurance to an employee?
Yes, i realize that. I also realize EMPLOYEES GET HEALTH INSURANCE IN ONE SCENARIO AND NO ONE GETS SHIT EXCEPT UNCLE SAM IN THE OTHER. You're making huge generalizations and it's really not applicable nationwide. If there's a general demographic that's going to be upset about this it's this forum. We're all young and rich and anyone not on an employees health care plan got fucked. ACA actually helped me get 1 more free year off my parents insurance, and my premiums have always been fine.
We're like 80% into a staggered implementation of radical change of an industry that takes 18% GDP, how about you give it another year before you shit the bed.
 

Siddar

Bronze Baronet of the Realm
6,457
6,003
Then why does enrollment keep increasing?
because people were thrown off there existing health plans and forced to enroll. Others now face fines for not having health insurance forcing them to enroll as well.

The increased enrollments actually increases the public's hatred of Obamacare.

Obamacare the more you know about it the more you hate it. This applies equally to those on both sides of the issue.
 

Picasso3

Silver Baronet of the Realm
11,333
5,322
The number of insured is increasing because everyone got their old shit canceled and had to go to the courthouse and sign up for "Obamacare plan"
 

Rescorla_sl

shitlord
2,233
0
The whole US healthcare system is completely retarded.

The cost of healthcare in this country is atrocious because we have no govt price controls/limits.

But you dumb fuckers probably think thats an Obama plot to take your guns. It's shocking how politically divisive you guys can be.
Speaking of a dumb fucker. Your first sentence was correct but pretty much everything after that was Marxist BS.

Americans want high quality healthcare at an affordable price. Thanks to what we already know about socialized medicine in Canada and Great Britain, we know that socialIzed medicine is a showstopper in regards to high quality.

The solution is obviously complex but the foundation of the solution has to focus on free market capitalism principles. Free market capitalism historically promotes higher quality thru competition which in turn drives down costs. The simplest solution, which the GOP and conservatives have been promoting for years, is to increase competition amongst Big Insurance by treating the healthcare insurance market exactly like the auto insurance market. Instead of GEICO, Allstate and Progressive auto insurance commercials on TV, you would start seeing BCBS, Aetna, United Healthcare, etc all competing against one another for your business.

The problem for Americans is that Big Insurance does NOT want to have to compete against once another because it would lower their profits. That is why they formed the alliance with Obama and the Democrats on Obamacare.
 

Kedwyn

Silver Squire
3,915
80
Speaking of a dumb fucker. Your first sentence was correct but pretty much everything after that was Marxist BS.

Americans want high quality healthcare at an affordable price. Thanks to what we already know about socialized medicine in Canada and Great Britain, we know that socialIzed medicine is a showstopper in regards to high quality.
What you're saying is you'd rather have a smaller select group get vastly superior healthcare while stepping on the corpses of the poor and unfortunate who realistically can't get any services whatsoever aside from what they can get in the emergency room (essentially doc in the box with great diagnostic services but little to no care after diagnosis).

Let me guess, you're a Christian as well. Fuck all those peasants clogging up your spot right?

Everyone in this country should have access to the same healthcare. End of story. We can forgo blowing up some brown people for a decade and get it done.

Removing health benefits from the employment equation will vastly simplify employee compensation as well.
 

Rescorla_sl

shitlord
2,233
0
Please take PPACA discussion to this thread:
Affordable Care Act (Obamacare) - Yes or No?

If any health care information is primarily about what the candidates said, this or that thread is appropriate.
OK I was in the process of typing out my last post when you posted this. How about this angle. The Employer Mandate component of Obamacare has been delayed multiple times. For now it is supposed to go into effect in January 2016. I believe the 40% tax on Cadillac plans kicks in as well. Once American taxpayers start feeling the financial pain of those Obamacare provisions, do you think that will hurt Hillary's chances of winning? FYI unions are one of the biggest opponents of the Cadillac plan tax.
 

Rescorla_sl

shitlord
2,233
0
What you're saying is you'd rather have a smaller select group get vastly superior healthcare while stepping on the corpses of the poor and unfortunate who realistically can't get any services whatsoever aside from what they can get in the emergency room (essentially doc in the box with great diagnostic services but little to no care after diagnosis).

Let me guess, you're a Christian as well. Fuck all those peasants clogging up your spot right?

Everyone in this country should have access to the same healthcare. End of story. We can forgo blowing up some brown people for a decade and get it done.

Removing health benefits from the employment equation will vastly simplify employee compensation as well.
No that's what you are saying because your a leftwinger who either don't have the honesty admit it makes sense and would work or you aren't smart to understand how competition would drive down insurance costs. Perhaps both apply.
 

Izo

Tranny Chaser
19,459
23,522
No that's what you are saying because your a leftwinger who either don't have the honesty admit it makes sense and would work or you aren't smart to understand how competition would drive down insurance costs. Perhaps both apply.
Whenever we, socio-liberal Denmark, let that, aka let the market control itself, costs go up. As in the free market wet dream doesn't work here. It's as if companies are only interested in profit and not so much competition to benefit the user. Somehow cartelization is not above business owners.
 

Rescorla_sl

shitlord
2,233
0
Whenever we, socio-liberal Denmark, let that, aka let the market control itself, costs go up. As in the free market wet dream doesn't work here. It's as if companies are only interested in profit and not so much competition to benefit the user. Somehow cartelization is not above business owners.
Here in the US we have the Federal Trade Commision to prevent anticompetitive business practices. In theory at least. There is always the chance of corruption and that Big Insurance has bought them off.
 

Kedwyn

Silver Squire
3,915
80
No that's what you are saying because your a leftwinger who either don't have the honesty admit it makes sense and would work or you aren't smart to understand how competition would drive down insurance costs. Perhaps both apply.
Hardly. I'm just not a hypocrite like many on the right and most of my views are quite conservative in nature. The government is the only entity capable of driving down health costs and screaming "free market" like you did when the net neutrality debate was going on doesn't suddenly make the market "free" or "competitive".

It's simply a thing idiots on the right like to say, much like socialism, small government or national debt while they simultaneously pass things like the Patriot Act, run candidates that support and implemented programs they now despise and implement war / budgets that drive up the debt (perform shady accounting to push those numbers into the future) and then complain about said debt and the debt ceiling.

Please try and at least be consistent and a tad less hypocritical.
 

Rescorla_sl

shitlord
2,233
0
Hardly. I'm just not a hypocrite like many on the right and most of my views are quite conservative in nature. The government is the only entity capable of driving down health costs and screaming "free market" like you did when the net neutrality debate was going on doesn't suddenly make the market "free" or "competitive".

It's simply a thing idiots on the right like to say, much like socialism, small government or national debt while they simultaneously pass things like the Patriot Act, run candidates that support and implemented programs they now despise and implement war / budgets that drive up the debt (perform shady accounting to push those numbers into the future) and then complain about said debt and the debt ceiling.

Please try and at least be consistent and a tad less hypocritical.
Simple question for you. If the only auto insurance available for you to purchase in your state was GEICO, do you think the cost would be higher or lower compared to if you had a choice to pick between GEICO, Allstate, Progressive or any other company that wanted your business?
 

Asshat wormie

2023 Asshat Award Winner
<Gold Donor>
16,820
30,968
Auto insurance is not a public good. Auto insurance also has price elasticity. Rescorla is also a fucking moron.
 

Malakriss

Golden Baronet of the Realm
12,659
11,973
My ACA plan that cost the same as my pre-ACA plan but with way better coverage is being phased out, the new similar plan increases in price for 2016. Could still switch and get slightly better than what I had pre-ACA for the same price though.
 

Cad

scientia potentia est
<Bronze Donator>
25,426
49,042
Simple question for you. If the only auto insurance available for you to purchase in your state was GEICO, do you think the cost would be higher or lower compared to if you had a choice to pick between GEICO, Allstate, Progressive or any other company that wanted your business?
False dichotomy, allowing GEICO a monopoly or having no govt restrictions aren't the only two choices.

Obviously a monopoly of a single insurance company as a for-profit entity would be bad.

What if the monopoly instead is Medicare for all? Paid for completely by tax revenue, no insurance companies, no premiums.