Health Care Thread

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Eomer

Trakanon Raider
5,472
272
Frenzied Wombat_sl said:
Where is the US system better? Non urgent diagnostics, lab work, and routine check-ups. You have to wait in line for these in Canada, and in the case of routine check ups or "doctor's office" appointments he's not inclined to run an efficient or timely schedule because of the way he is compensated.
Really depends on your GP. I can generally get in to see my GP on a day's notice, or less. He runs a really tight ship. Appointments start pretty much right on time, and he doesn't fuck around. If it's something minor like a prescription refill or a quick checkup, I'm in and out in 15 minutes tops.

Frenzied Wombat_sl said:
If you need a non-urgent MRI in Canada ('cause of say minor back pain) you'll wait six weeks unless you want to dole out $500 at a private MRI center (which is still cheaper than the US).
Depends on city/province as well. I wanted to get an MRI a few years ago for a nagging shoulder injury, and was pretty much expecting to go the private route. Ended up only being a 1 week wait for a public one, so fuck it.
 

a_skeleton_03

<Banned>
29,948
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How is it that you think the norm for most Americans was 400/mo health insurance premiums prior to the introduction of Obamacare?
Because that was my premium before and that is my premium now ... therefore normal. Everything people are saying in here is that their rates have risen though.

You know that my employer also puts up the same or more right? Just like yours.

Once again you didn't answer the question. Is $8.5k too much to pay to cure cancer in a person?
 

a_skeleton_03

<Banned>
29,948
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Not sure if serious...

You honestly are feel confident in your one data point?
Answer the question first about the $8.5k because that number you think is too high is just a portion of that. D

Do you think $400/mo for one of the best insurances in the country is too much? Do you think that is "abnormal"?

What was the "normal" insurance premium before ACA then?
 

The Ancient_sl

shitlord
7,386
16
I don't care about you 8.5k because I'm trying to establish it's not a common cost. You seem to be struggling with that.

It's complicated to give an answer to establish "normal" but to give you a little hint, when 20% of your employed workforce alone is completely without insurance coverage I think it's fair right there to establish that your experience can't be used as typical.

Here is a picture of the health insurance situation before Obamacare. Maybe read it and learn something, I don't want to spend all day teaching you.
https://www.google.com/url?sa=t&sour...XcnOjaK_QSabOg
 

a_skeleton_03

<Banned>
29,948
29,763
I don't care about you 8.5k because I'm trying to establish it's not a common cost. You seem to be struggling with that.

It's complicated to give an answer to establish "normal" but to give you a little hint, when 20% of your employed workforce alone is completely without insurance coverage I think it's fair right there to establish that your experience can't be used as typical.

Here is a picture of the health insurance situation before Obamacare. Maybe read it and learn something, I don't want to spend all day teaching you.
https://www.google.com/url?sa=t&sour...XcnOjaK_QSabOg
So 20% not having insurance is not normal when the MAJORITY did have insurance? What does the word normal even mean to you?

normal - conforming to a standard; usual, typical, or expected

So the standard is 80% insured ...

Your link doesn't load. I will help you though.

Health Insurance Premiums and Premium Costs by State


Look at those rates. Some of them are above $400 and some of them are lower. Some of them have increased by over 30% and some have decreased by as much as 20%.

Average Monthly Premiums Per Person in the Individual Market | The Henry J. Kaiser Family Foundation

This has a 2013 view. Steady rise since overall.

Still it doesn't matter how much it costs right now IF that number is lower than what you would expect to pay. How much would you expect to pay to be cured of cancer?
 

Rescorla_sl

shitlord
2,233
0
I don't care about you 8.5k because I'm trying to establish it's not a common cost. You seem to be struggling with that.

It's complicated to give an answer to establish "normal" but to give you a little hint, when 20% of your employed workforce alone is completely without insurance coverage I think it's fair right there to establish that your experience can't be used as typical.

Here is a picture of the health insurance situation before Obamacare. Maybe read it and learn something, I don't want to spend all day teaching you.
https://www.google.com/url?sa=t&sour...XcnOjaK_QSabOg
Where are you coming up with the 20% number? 82% of all Americans (regardless of employment status) had health insurance before Obamacare.
 

The Ancient_sl

shitlord
7,386
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Okay total health insurance rate for the population over 15 was 56% before Obamacare. Do you still want to define your experience as normal? I didn't think I'd have to baby you like this.

Since you keep badgering about the 8.5k amount like it's some relevant point I'll humor you. It's difficult to say. For some 8.5k means they won't get to remodel their kitchen when they want to. For others it's a life altering amount of money. It's difficult to provide a universal definition for what a fair cost of health coverage is.
 

The Ancient_sl

shitlord
7,386
16
Where are you coming up with the 20% number? 82% of all Americans (regardless of employment status) had health insurance before Obamacare.
Where are you coming up with your number? 82% is what I saw just for employed Americans.
My information comes from census data.

I see... My number is for private insurance and neglects the ~30% of Americans relying on Medicaid or Medicare for insurance. I don't know how their experience compares to a_skeleton_03s.
 

Cad

scientia potentia est
<Bronze Donator>
25,426
49,042
Where are you coming up with your number? 82% is what I saw just for employed Americans.
My information comes from census data.

I see... My number is for private insurance and neglects the ~30% of Americans relying on Medicaid or Medicare for insurance. I don't know how their experience compares to a_skeleton_03s.
It seems a little disingenuous to add in people on Medicare as "insured" when we're trying to talk about who can and can't afford health insurance.
 

a_skeleton_03

<Banned>
29,948
29,763
Okay total health insurance rate for the population over 15 was 56% before Obamacare. Do you still want to define your experience as normal? I didn't think I'd have to baby you like this.

Since you keep badgering about the 8.5k amount like it's some relevant point I'll humor you. It's difficult to say. For some 8.5k means they won't get to remodel their kitchen when they want to. For others it's a life altering amount of money. It's difficult to provide a universal definition for what a fair cost of health coverage is.
You realize that if the MAJORITY had insurance that makes it NORMAL right? So 56% is normal.

It doesn't matter how much 8.5k is going to set people back when it comes to their life projects it matters on is that enough money to pay the bills.

Here are the things that have to be paid for in that $8.5k that I paid.

Doctor's salary, I saw 2 on a regular basis for 6 months.
Nurse's salary, I saw at least 3 every time I went in for chemo. Chemo was a 13 hour sit down sometimes.
Chemo drugs x6 treatments. These are not cheap. Let's assume they were cheaper though, that alone could disappear that 8.5k instantly.
Scans, I got 3 PET and 3 CT scans. There is barium involved I have to drink and there is a huge electricity cost to even turn them on, plus the technicians.
Surgery, they had to put me under and take out a softball sized lump of cancer from under my armpit. Surgeon and resident and anesthesia and recovery and etc.

I am not including power for the hospital, janitors, administrative fees to pay the schedulers, or any number of things that can eat up costs in a heartbeat.

It doesn't matter what you think should be normal when it comes to a monthly premium what matters is how much healthcare actually costs. It matters where that salary for all those people are coming. It matters how much it costs to keep a hospital running, the bare minimum to turn on the lights and open the doors and run the heart monitors and the IV pumps.

All that is ignored because "it isn't normal for someone to pay $400/mo for healthcare".
 

The Ancient_sl

shitlord
7,386
16
I'm honestly too tired today to go through the number of reasons a_skeleton_03's statement that paying 8.5k to cure cancer is a reasonable expectation in this Country.
 

a_skeleton_03

<Banned>
29,948
29,763
I see... My number is for private insurance and neglects the ~30% of Americans relying on Medicaid or Medicare for insurance. I don't know how their experience compares to a_skeleton_03s.
Their experience can be immensely better. For starters they walk in and walk out, don't pay a dime and don't pay that premium or that deductible. I can only rely on the anecdotal evidence of my mooching in laws that don't pay a dime and get everything they need taken care of.
 

a_skeleton_03

<Banned>
29,948
29,763
I'm honestly too tired today to go through the number of reasons a_skeleton_03's statement that paying 8.5k to cure cancer is a reasonable expectation in this Country.
Keep being you The Ancient. Keep pretending you even know what you are talking about. Keep thinking that $9k is a lot of money and that someone should be cured of cancer for cheaper.
 

The Ancient_sl

shitlord
7,386
16
Keep being a_skeleton_03 and being so stubbornly stupid that you can't understand 9k is not even approaching a fair expectation of the cost to individual to cure Cancer.

I honestly am having a difficult time believing you could be so ignorant as to think that.

Until you get it into your head that you are starting from a complete bullshit dollar amount for the cost to individual for Healthcare in this Country there is no point going any further with you.