That's not what I said. Someone paying cash is not the same as your "Cadillac" reference. I have a gold tier plan through work that has a 0$ in network annual deductible and $2000 out of network one. It also has something called "whiteglove health" where I can call a 1-800 number from anywhere in the city and have a nurse practitioner show up at my location within two hours to make basic diagnoses and issue prescriptions-- at no charge. Yet even this doesn't approach the quality of service I am referencing for people who pay cash, either locally or through medical tourism. Someone that travels and pays cash gets a) a limo at the airport, b) NO wait at doctors office/hospital, a private room, a dedicated nurse, and recovery at a hotel and/or by the beach depending on location. Case in point, despite my "gold tier" plan, when Obamacare hit the scene my internist (who is rated top 10 in Dallas) decided he wouldn't see patients outside a new "
premier plan" service he setup and that he has a new doctor on staff for patients that did not want to pay for the plan. In exchange for $3000/year, you get to continue to see him, as well as getting access to a plethora of other perks, like same day appointments and his cell phone number. This is the type of service that is the 1%, and this is the service that exceeds what you can get in Canadia. Your "Cadillac" plans make no difference in terms of quality of service, they just have lower deductibles and co-pays, and may cover services like IVF. You want to go to that top tier doc out of network? Pay the fuck up.