Sanrith can load up some "target retirement" fund returns versus the S&P so we can all have a good chuckle.
VTIVX the target 2045 Fund vs the SPY in a 10-year chart.
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Sanrith can load up some "target retirement" fund returns versus the S&P so we can all have a good chuckle.
Well one thing I will say, is look at the performance of SPY in the 2000s. 2-3% growth. What's to say that doesn't happen again?
China: More communists, Japan/Skorea: declining population death spirals.
14 straight years of free money will do that
Nothing. This is part of Mr. Markets crazy game.Well one thing I will say, is look at the performance of SPY in the 2000s. 2-3% growth. What's to say that doesn't happen again?
If they didn't have nukes, Trump could slap them with 500% import tariffs, remove most favored nation trade status and crater their economy back to Ming Dynasty.China has a much worse death spiral coming. They're looking at 40%+ population contraction over the next 50-75 years. Thx one child policy.
14 straight years of free money will do that
Great now I have to resist the urge to explain what a retard take that is. THanks Mist
I'm managing money for someone in this situation with a target retirement fund. I'm dollar cost averaging it over time and hoping for a nice move in bonds or a decline in S&P to help ease the move. Didn't want to just wait for the perfect time to do it as that could continue to be costly.Dang. I have 20% of my retirement portfolio in VTMNX. Now have to dump all of that into an an index that tracks SPY at all time highs.. lmao. My brokerage doesn't even have VTI which is what I would've wanted.
I'm managing money for someone in this situation with a target retirement fund. I'm dollar cost averaging it over time and hoping for a nice move in bonds or a decline in S&P to help ease the move. Didn't want to just wait for the perfect time to do it as that could continue to be costly.
if no opportunity presented, 1yr but that isn't going to happen. For example during this weakness this month I moved 5x the normal weakly amount, bigger the opportunity the more I'll accelerate it.what's your timeframe to move it 100%? I'm thinking to take 9-12 months and whatever isn't moved immediately, put it into a VMFXX to get some yield
I remember it was suggested to dump it all immediately into an index a while back because time in market > timing the market, but I rather DCA.. who knows what happens early in Trumps presidency
One of the best points made in the Stock Series by JL Collins that I always recommend is that pretty much every large cap company in the US is also international. McDonald's, Coca Cola, Apple, Caterpillar, Exxon; they're all selling shit overseas.International exposure is absolute shit, the EU is a train wreck of socialist regulatory BS, China: More communists, Japan/Skorea: declining population death spirals.
Vanguard and it's misguided conventional wisdom may now be the single largest destroyer of wealth in a generation and they refuse to just admit they completely f'd it up. The variables that make international shit aren't just going to flip next month, next quarter or next year, it's where capital goes to die.
Sanrith can load up some "target retirement" fund returns versus the S&P so we can all have a good chuckle.
The only Intl company I would think about grabbing is Samsung. They have their little paws in everything on the planet.One of the best points made in the Stock Series by JL Collins that I always recommend is that pretty much every large cap company in the US is also international. McDonald's, Coca Cola, Apple, Caterpillar, Exxon; they're all selling shit overseas.
Yeah, you miss out on the Sony's and Nestles. Who fucking cares? You don't need to own every company on the planet. If you want international exposure, you're already getting it with an S&P 500 index fund.