Just reading about upkeep costs is exactly why I haven't even done anything with the settlement yet. On one hand I feel like I'm missing out on extra lotto chances, but on the other its one less thing I have to stress over.I ran the mappers for a day and got very little for the gold investment, and have not run them since. Those fuckers actually do cost an idiotic amount of gold to run which I find to be entirely not worth.
I think there are two schools of people. People who farm T17s and have more gold than they'll ever need so they can run the mappers all day every day. And people who don't farm T17s and can't really afford to run the mappers unless they are playing 10+ hours a day.
Probably will check it out eventually but not too worried about it currently. Think I have close to 4 mil in gold from casual farming after work, sounds like a lot but would probably go quick if I had everything built up.