Marriage and the Power of Divorce
- Thread starter Grumpus
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Soygen
The Dirty Dozen For the Price of One
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Plot twist: He's already been dealing with that for years.
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The_Black_Log Foler
Stock Pals Senior Vice President
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Wait what. You haven't heard any good results from investing money?... Do you invest some of your income?
The_Black_Log Foler
Stock Pals Senior Vice President
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Treadmill is fun money when u get to knock that tight ass that resulted from it!
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The_Black_Log Foler
Stock Pals Senior Vice President
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This. Just do the research and do funds. Buying individual stocks is retarded unless you're dropping min 5 mill. Can't diversify enough. I'd also adjust that ratio based on your age and situation (married, kids etc)
Noodleface
A Mod Real Quick
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The_Black_Log Foler
Stock Pals Senior Vice President
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Ya well. I like you noodlebro but if you aren't involved in your finances you don't have much leverage bro. You need to get involved. Also you reallllly should invest. Do non-managed funds, ETF's, diversify some etc.
Here. Let me give you some winners for a start.
VUSE
QCERX
IEMG
EICOX
That'll be $4000. Seriously.
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Big Phoenix
Pronouns: zie/zhem/zer
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Id say just throw everything into AMD but Noodle loves him some Intel.l
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Denaut
Trump's Staff
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For investing low/no fee general index funds is the way to go.
As for dealing with finances, here is what we do with 2 incomes, but you can do the same thing with one income.
We get paid once a month on the same day, our paychecks go into a common "Salary Account." From there a whole bunch of auto-transfers happen that push money for different purposes into different accounts.
As for dealing with finances, here is what we do with 2 incomes, but you can do the same thing with one income.
We get paid once a month on the same day, our paychecks go into a common "Salary Account." From there a whole bunch of auto-transfers happen that push money for different purposes into different accounts.
- Money for the mortgage, electricity, and property fees get put into a designated "house account" with auto-transfers out to pay those various fees. This is only for fixed household stuff so we don't accidentally spend too much from it.
- A budgeted amount gets moved to our joint spending account, which has its own card, for household stuff like food, cleaning, and other incidental stuff.
- A bunch goes into various retirement and investment accounts, this is all for long-term savings.
- Another hunk goes into a "large" joint general savings account. This is for big short-term joint stuff like vacations, furniture, large one off things for the house. Kid stuff will also eventually go here as well. When we need to spend it we just move it to the joint spending account.
- And finally we each have our own "spending account" with our own cards that we use on whatever we want, whenever we want, for any reason we want. The amount that gets sent in there is based on a % of our income, but you could also just do it 50/50. This is where I pay for things like games, coffee, cell phone, gym, and so on from. I also tend to spend very little of this every month and will "save up" in here for bigger things like a new computer, and frequently kitchen stuff that I really don't need but just want. My fiance buys knitting stuff, trinkets for the house, trips with her mom, and stuff like that with her money.
The point is we never have any reason to fight over this pool of money (not that we fight over money) because it is specifically designated for frivolous nonsense and it is completely irrelevant what the money is spent on. This is decided before the money is even spent, and really removes any potential future issues. Even if it is a fairly big, expensive thing like a new computer it doesn't matter because you "saved up" for it with your own spending money.
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Noodleface
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It's not a bad idea for me to put aside a small amount each month for bigger purchases.
The investing stuff is all good advice - but that's something separate and people got hung up on it.
The investing stuff is all good advice - but that's something separate and people got hung up on it.
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Noodleface
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Yeah I mean we have a Joint Savings and a Joint Checking account. The savings account is for big purchases or emergencies, the checking is our everyday spending stuff and known bills.
I think creating two separate savings accounts for fun money is the way to go here.
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Soygen
The Dirty Dozen For the Price of One
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You need to give both of yourselves an allowance into 'no questions asked' personal spending. This whole having to agree 100% on all purchases is bullshit if one person shuts down every request. I feel like I'm more pissed about this than you, Noodle. I want to buy you a guitar, dammit!
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alavaz
Trakanon Raider
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I have a vested interest in this guitar too. I'm slaving away in a middle eastern shithole (and getting paid well for it) and plan to buy a guitar when I get home. I didn't ask my wife though, it was more like that scene from Training Day when the guitar was discussed.
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Buy the guitar and use the i'm disappointed you don't think i deserve it defense.
Or just buy the guitar and tell her to eat shit
Or just buy the guitar and tell her to eat shit
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Noodleface
A Mod Real Quick
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I'm pretty pissed man lol. She lucked out marrying me, a guy making 125k 5 years out of college
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Noodleface
A Mod Real Quick
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I'm balancing the porn star sex alright. I gotta be gentle here. Gentle unlike how I'm gonna slam that puss
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